203 S ORCHARD STREET UNIT 3C, ORMOND BEACH, FL, 32174
Active52 days on marketListed Sep 16, 2026MLS #FC321503
Come see it
Upcoming open house
Sat, Nov 14
11:00 AM – 1:00 PM
Please use guest parking along the south side of the lot across from the buildings- no elevators- Building 3- second floor unit C is the upper left at the top of the stairs.
About this home
203 S ORCHARD STREET UNIT 3C
Welcome home to Thousand Oaks, an established, well-managed Ormond Beach condo community! This beautifully updated 2-bedroom, 2-bath second-floor residence offers peaceful garden views and a bright, inviting feel. Cathedral ceilings and an open floor plan enhance the spacious living area. Upgrades include 12x24 porcelain tile in a herringbone pattern, shaker-style cabinetry, Black Pearl granite countertops, high-end stainless appliances and a breakfast bar. NEW bedroom flooring, upgraded lighting, coordinating ceiling fans, rocker switches, crown molding and wide baseboards complete the interior. Both baths feature updated tile, vanities, sinks and fixtures. Custom closet shelving adds storage, while the tiled screened balcony includes a large private storage room. All major systems meet 4-point inspection requirements. Enjoy a stable, well-managed association and a convenient Ormond Beach location.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,083
Sqft
5.62 ac
Lot size
1984
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,096 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,096/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+48.9%
$/sqft vs Ormond Beach actives
$231 vs $231
Days on market
52 vs 65 typical
Where $231/sqft sits among the 396 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Thousand Oaks, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,750/mo median
Live Ormond Beach rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Thousand Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Thousand Oaks is a short-term-rental community. See the full guide →
Thousand Oaks — neighborhood snapshot
Population
223
Median age
25
Median income
$38,628
Median home value
$340,200
Avg household
3
Households w/ children
46%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$400K → $408K
Ormond Beach median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
215 of 396
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 203 S ORCHARD STREET UNIT 3C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$190,000
203 S ORCHARD STREET UNIT 6C · same community
2 bd · 2 ba · 1,083 sqft · $175/sqft · 183 DOM
Sold · Feb ’26$205,000
203 S ORCHARD STREET UNIT 8A · same community
2 bd · 2 ba · 1,083 sqft · $189/sqft · 14 DOM
Sold · Jul ’26$237,000
1688 MONTGOMERY AVENUE
2 bd · 2 ba · 1,100 sqft · $215/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 203 S ORCHARD STREET UNIT 3C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 203 S ORCHARD STREET UNIT 3C — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
203 S ORCHARD STREET UNIT 3C FAQs
What would the monthly payment be for 203 S ORCHARD STREET UNIT 3C?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,096/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 203 S ORCHARD STREET UNIT 3C?+
The most recent tax bill on record (2025) was $1,313. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 203 S ORCHARD STREET UNIT 3C be rented short-term?+
Yes — this home sits inside Thousand Oaks, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 203 S ORCHARD STREET UNIT 3C?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $250,000, this home is listed about 37% below the Ormond Beach median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 203 S ORCHARD STREET UNIT 3C?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32174 market on paper
$250,000 is 34% below the ORMOND BEACH 32174 median of $380,000, and at $231/sqft it sits under the Ormond Beach average of $262.
02Zoned for nightly rentals
Thousand Oaks is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Mainland High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Marthana Green. MLS #FC321503.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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