958 MINERAL CREEK DRIVE, JACKSONVILLE, FL, 32225
Active51 days on marketListed Sep 16, 2026MLS #FC321506
About this home
958 MINERAL CREEK DRIVE
Welcome to Waterleaf, where this two-story home offers a unique floor plan, plenty of natural light, and a gorgeous wood staircase at the entry. Fresh paint, new carpet in the bedrooms, and laminate flooring in the main living areas and primary bedroom, and newer roof (2024)! The kitchen has granite countertops along with a walk-in pantry. The living room features a cozy fireplace, while the upstairs loft is the perfect space for a home office, playroom, or additional living area. The primary suite is located upstairs and includes a vaulted ceiling, large closet and en-suite bath with separate sinks, a soaking tub, and walk-in shower. A bedroom and full guest bath are located downstairs. Enjoy the privacy of a fenced backyard and a screened lanai. Best of all, the home is within walking distance of Waterleaf's amenity center, featuring a pool with kids' splash pad, playground, and basketball courts. Conveniently located near shopping, dining, major highways, downtown, and the beaches!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,292
Sqft
0.15 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,992 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,992/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Jacksonville actives
$204 vs $171
Days on market
51 vs 39 typical
Where $204/sqft sits among the 158 Jacksonville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Jacksonville market
$310K → $336K
Jacksonville median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
78 of 158
Jacksonville actives have cut their price
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the Jacksonville median. See the full Jacksonville market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 958 MINERAL CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 958 MINERAL CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
958 MINERAL CREEK DRIVE FAQs
What would the monthly payment be for 958 MINERAL CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,992/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 958 MINERAL CREEK DRIVE?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 958 MINERAL CREEK DRIVE?+
The most recent tax bill on record (2025) was $4,219. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 958 MINERAL CREEK DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jacksonville?+
At $466,500, this home is listed about 61% above the Jacksonville median of $289,990. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST. JOHNS · Christina Welch. MLS #FC321506.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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