
139 SPORTSMAN ROAD, SATSUMA, FL, 32189
Active20 days on marketListed Sep 23, 2026MLS #FC321529
About this home
139 SPORTSMAN ROAD
**ADJACENT VACANT LOT INCLUDED WITH THE SALE**, giving this property approximately **140 feet of brackish-water frontage** with access to Dunn's Creek, the St. Johns River and Crescent Lake! Welcome to your Florida fisherman’s dream! This exceptionally well-maintained, move-in-ready waterfront property offers the kind of Old Florida lifestyle that is becoming harder and harder to find. Whether you’re searching for a full-time residence, weekend getaway or Florida vacation home, this property is ready to enjoy from day one. Bring the boat and fishing gear! The property features a well-maintained dock with boat lift, giving you convenient access to an incredible network of waterways. Dunn's Creek connects the St. Johns River with Crescent Lake, opening the door to miles of boating, exploring and some outstanding Northeast Florida fishing. Chase big bass, cruise the creek, explore Crescent Lake or head out toward the St. Johns River for even more boating and fishing opportunities. The home itself has been extremely well maintained, recently painted and is truly move-in ready, with virtually nothing left to do but start enjoying the Florida waterfront lifestyle. The A/C is only a couple of months old, and the home also features newer appliances, including the washer and dryer. Water is currently supplied by an **artesian deep-water well**, and the home is equipped with a **full-home water filtration system and water softener**. The property also has its own septic system. Buyers have the ability to connect to city water and sewer if desired, providing additional flexibility for the future. Outside, you’ll find mature fruit trees, plenty of room to enjoy the property, two separate carports with parking for one vehicle each, plus a nice-sized storage shed attached to one of the carports. The included adjacent lot provides even more waterfront, outdoor space and possibilities. Another great future improvement: the road is currently scheduled to be paved in **May 2027**, adding even more convenience and appeal to this waterfront property. Imagine waking up, walking out to your dock, lowering the boat and heading out for a morning of fishing. Whether you’re chasing big bass, cruising Dunn's Creek, exploring Crescent Lake or heading toward the St. Johns River, you have an incredible variety of Florida waterways right outside your door. With the adjacent lot included, approximately 140 feet of waterfront, private dock and boat lift, artesian well, full-home water filtration system and water softener, newer A/C and appliances, multiple covered parking areas and a beautifully maintained, move-in-ready home, there is literally nothing to do but bring your boat, fishing rods and flip-flops. This isn’t just a waterfront property. It’s your opportunity to start living the **Florida fisherman’s dream**, whether you call it home year-round or make it your Florida getaway.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
924
Sqft
0.56 ac
Lot size
1983
Year built
One
Levels
$324
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,089 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,089/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+99.9%
$/sqft vs Satsuma actives
$324 vs $178
Days on market
20 vs 79 typical
Where $324/sqft sits among the 17 Satsuma actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Satsuma
Get to know Satsuma. See the full Satsuma guide →
SATSUMA 32189 — neighborhood snapshot
Population
5,527
Median age
53.4
Median income
$42,566
Median home value
$118,200
Avg household
2.04
Households w/ children
551
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Satsuma market
$131K → $454K
Satsuma median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
11 of 17
Satsuma actives have cut their price
Median sold price, Satsuma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1050% above the SATSUMA 32189 median. See the full Satsuma market guide →
Paper trail
This home's history
Reality check
What actually sold near 139 SPORTSMAN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$78,000
202 CLEARWATER ROAD · same community
2 bd · 2 ba · 960 sqft · $81/sqft · 39 DOM
Sold · Jun ’26$247,000
104 WATERWAY AVENUE · same community
3 bd · 2 ba · 1,840 sqft · $134/sqft · 37 DOM
Sold · Jul ’26$200,000
100 WATERWAY AVENUE · same community
3 bd · 2 ba · 1,985 sqft · $101/sqft · 118 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 139 SPORTSMAN ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 139 SPORTSMAN ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
139 SPORTSMAN ROAD FAQs
What would the monthly payment be for 139 SPORTSMAN ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,089/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 139 SPORTSMAN ROAD?+
The most recent tax bill on record (2025) was $440. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Satsuma?+
At $299,000, this home is listed about 27% above the Satsuma median of $235,000. The market section on this page shows how the area is trending.
Which schools are assigned to 139 SPORTSMAN ROAD?+
Browning-Pearce Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA BEACHES REAL ESTATE · Tony Garren. MLS #FC321529.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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