
114 CLUB HOUSE DRIVE UNIT 305, PALM COAST, FL, 32137
Active9 days on marketListed Oct 1, 2026MLS #FC321531
About this home
114 CLUB HOUSE DRIVE UNIT 305
WELCOME TO WATERSIDE—an extraordinary waterfront enclave where refined luxury, timeless Mediterranean architecture, and the effortless beauty come together. This exceptional TOP-FLOOR residence offers a rare opportunity to experience more than 2,700 square feet of beautifully appointed living space—the largest of Waterside’s distinguished Mediterranean residences. With 3 bedrooms, 3 bathrooms, two private garages, and a 40-foot boat tie-up with water and electric, this is coastal living elevated to an entirely different level. From the moment you enter, the residence captivates with a light-filled, sophisticated interior designed around openness, comfort, and effortless entertaining. Soaring 9- to 10-foot ceilings enhance the sense of volume, while an airy open-concept floor plan creates an elegant flow from one living space to the next. The entire residence has been freshly painted and complemented by NEW luxury vinyl plank flooring in the main living areas, NEW recessed lighting, NEW ceiling fans, NEW linear fireplace accent entertainment wall and Pella sliding glass doors installed just four years ago. Every detail has been thoughtfully selected to create a home that feels both polished and inviting. The gourmet kitchen is beautifully appointed with 42-inch wood cabinetry, granite countertops, and an upgraded refrigerator, creating a refined space equally suited to intimate dinners or entertaining guests. Throughout the residence, additional enhancements include comfort-height toilets, NEW shower floors in the secondary bathroom, an illuminated owner’s suite bathroom mirror, and custom pleated roller shades crafted with open-weave fabric for elegant daytime privacy. The expansive owner’s suite is a true private retreat, offering a spa-inspired bathroom and an exceptionally large walk-in closet. Two generously proportioned secondary bedrooms provide an equally impressive level of comfort, each offering convenient access to bathrooms and creating wonderful accommodations for family or overnight guests. Beyond the interior, the expansive covered and screened balcony becomes an extension of the home—a tranquil outdoor sanctuary for morning coffee, sunset cocktails, or evenings spent savoring the peaceful waterfront surroundings. Two separate one-car garages provide exceptional convenience and secure storage, with direct access to the beautifully maintained courtyard. Yet it is the setting that truly distinguishes Waterside. Encompassing just 39 residences across seven intimate buildings, the community offers an exclusive sense of privacy rarely found in condominium living. Private gates serve each building, while an electronically secured entrance welcomes residents into a lush landscape framed by magnificent canopy oaks and the natural beauty of the Florida hammock. At the heart of the community, the waterfront pool, cabanas, and outdoor kitchen create an inviting setting for leisurely afternoons and relaxed gatherings. And for those drawn to life on the water, the included 40-foot boat tie-up with water and electric transforms this residence into an exceptional boating retreat, placing the Intracoastal lifestyle right outside your door. This is more than a condominium it is a rare expression of waterfront living, where refined interiors, private boating access, and an intimate setting come together. Come discover Waterside and experience the freedom, beauty, and understated luxury of life along Florida’s waterway.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,701
Sqft
0.13 ac
Lot size
2
Garage
2004
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,448 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,448/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.5%
$/sqft vs Palm Coast actives
$233 vs $215
Days on market
9 vs 73 typical
Where $233/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
205 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 114 CLUB HOUSE DRIVE UNIT 305
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$570,000
10 CASTLE COURT
4 bd · 2.5 ba · 2,626 sqft · $217/sqft · 18 DOM
Sold · Oct ’25$600,000
9 N PARK LANE
3 bd · 2.5 ba · 2,330 sqft · $258/sqft · 21 DOM
Sold · Jul ’26$444,900
2 CARLSON LANE
4 bd · 2 ba · 2,216 sqft · $201/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 114 CLUB HOUSE DRIVE UNIT 305 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 114 CLUB HOUSE DRIVE UNIT 305 — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
114 CLUB HOUSE DRIVE UNIT 305 FAQs
What would the monthly payment be for 114 CLUB HOUSE DRIVE UNIT 305?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,448/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 114 CLUB HOUSE DRIVE UNIT 305?+
The most recent tax bill on record (2025) was $7,902. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 114 CLUB HOUSE DRIVE UNIT 305?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $629,000, this home is listed about 61% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 114 CLUB HOUSE DRIVE UNIT 305?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$629,000 runs 66% above the PALM COAST 32137 median — but at 2,701 sqft it's also 43% larger than the typical Palm Coast listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Anthony Lombardo. MLS #FC321531.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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