922 SHORELINE CIRCLE UNIT na, PONTE VEDRA BEACH, FL, 32082
Active43 days on marketListed Sep 24, 2026MLS #FC321661
About this home
922 SHORELINE CIRCLE UNIT na
Rare opportunity to own a single-story bungalow-style villa unit currently on the market in the sought-after OLD PONTE VEDRA BEACH community of Summer House. Located on the beach side EAST of A1A and minutes from the ocean, this desirable location allows you to walk or bike to Ponte Vedra Beach or to Sawgrass Village where you'll discover charming boutique shopping, coastal dining, and the world-renowned TPC Sawgrass golf courses. One of the most unique and desirable features of this villa is the private front courtyard, perfect for container gardening, creating a flower-filled retreat, or allowing your furry friend to safely enjoy fresh air and the Florida Sunshine. Designed for effortless modern coastal living, the interior has elegant crown molding, custom blinds and tile throughout. The kitchen boasts granite countertops, tile backsplash, stainless steel appliances, an abundance of wood cabinetry and counterspace, and bar seating overlooking the living room with a vaulted ceiling and classic wood-burning fireplace. The spacious primary bedroom suite features tile flooring, 6-inch crown molding, and a walk-in closet, while the updated bathroom offers tile flooring and tub. The second bedroom is incredibly versatile with tile floors and spacious closet, ideal for guests or a home office. A screened lanai offers additional outdoor living space, complete with a convenient storage closet ideal for surfboards, bikes and beach gear. Just beyond, a lush grassy area surrounded by beautiful landscaping provides the perfect setting to enjoy peaceful evenings outdoors. Summer House residents enjoy true resort-style amenities including a tropical swimming pool with loungers and umbrellas, fitness center, clubhouse lounge, billiards, and tennis courts, all while benefitting from low-maintenance living. Whether you're searching for a beachside primary residence, weekend retreat, or rental investment opportunity, this single unit villa delivers location, lifestyle, and privacy in one of Ponte Vedra Beach's most desirable settings. Don’t miss your opportunity to own a slice of Ponte Vedra Beach paradise. Tenants lease will be ending on January 31st, 2027 and 24 hour advance notice is required for showings
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
890
Sqft
0 ac
Lot size
1985
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,481 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,481/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Ponte Vedra Beach
Get to know Ponte Vedra Beach. See the full Ponte Vedra Beach guide →
PONTE VEDRA BEACH 32082 — neighborhood snapshot
Population
28,964
Median age
52.2
Median income
$122,807
Median home value
$732,700
Avg household
2.29
Households w/ children
3,119
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponte Vedra Beach market
$999K → $485K
Ponte Vedra Beach median sold, yr/yr
93.6%
Sale-to-list ratio (12 mo)
Median sold price, Ponte Vedra Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% below the PONTE VEDRA BEACH 32082 median. See the full Ponte Vedra Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 922 SHORELINE CIRCLE UNIT na
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$155,000
3 ARBOR CLUB DRIVE UNIT 212
2 bd · 2 ba · 1,070 sqft · $145/sqft · 46 DOM
Sold · Apr ’26$528,000
103 SANCHEZ COURT
2 bd · 2 ba · 1,206 sqft · $438/sqft · 7 DOM
Sold · Jun ’26$699,000
2444 LORRAINE COURT N
3 bd · 2 ba · 1,860 sqft · $376/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 922 SHORELINE CIRCLE UNIT na — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 922 SHORELINE CIRCLE UNIT na — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
922 SHORELINE CIRCLE UNIT na FAQs
What would the monthly payment be for 922 SHORELINE CIRCLE UNIT na?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,481/mo — principal and interest, the actual property-tax bill, the $489/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 922 SHORELINE CIRCLE UNIT na?+
The association fee works out to $489 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 922 SHORELINE CIRCLE UNIT na?+
The most recent tax bill on record (2025) was $2,694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 922 SHORELINE CIRCLE UNIT na?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponte Vedra Beach?+
At $220,000, this home is listed about 76% below the Ponte Vedra Beach median of $935,000. The market section on this page shows how the area is trending.
Which schools are assigned to 922 SHORELINE CIRCLE UNIT na?+
Alice B. Landrum Middle School (middle), Ocean Palms Elementary School (elementary), Ponte Vedra High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PONTE VEDRA BEACH 32082 market on paper
$220,000 is 81% below the PONTE VEDRA BEACH 32082 median of $1,162,500, and at $247/sqft it sits under the Ponte Vedra Beach average of $454.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Alice B. Landrum Middle School, Ocean Palms Elementary School, Ponte Vedra High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Alice B. Landrum Middle School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK · Patricia Femia. MLS #FC321661.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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