
148 ANDORA STREET, ST AUGUSTINE, FL, 32086
Active3 days on marketListed Sep 24, 2026MLS #FC321664
About this home
148 ANDORA STREET
Imagine coming home to a property that simply makes everyday living easier. Tucked into one of St. Augustine's established neighborhoods, this well-maintained home combines solid construction, thoughtful updates, and practical features designed for comfortable Florida living. Built of concrete block and topped with a durable metal roof, the home offers the kind of lasting construction buyers appreciate, along with the confidence of reduced long-term exterior maintenance. Step inside and you'll immediately notice the luxury vinyl plank flooring flowing throughout the home, creating a clean, cohesive look that is both attractive and easy to maintain. The kitchen features granite countertops and stainless-steel appliances, blending modern style with the functionality needed for everyday meals, entertaining, and everything in between. A separate laundry room keeps household tasks conveniently tucked away and provides direct access to the attached carport, making unloading groceries, handling laundry, or coming home on a rainy Florida afternoon that much easier. The carport is more than simply covered parking. Finished with a durable epoxy floor, it offers a clean, polished space that can easily serve as additional covered workspace or storage. A separate storage shed provides even more room for tools, bicycles, beach gear, and seasonal items. Out back, the yard is fenced on three sides, creating a defined outdoor space with added privacy and plenty of possibilities for gardening, pets, entertaining, or simply unwinding at the end of the day. And when it's time to head out, you won't have far to go. Shopping, restaurants, everyday conveniences, and all that St. Augustine has to offer are just minutes away, while the home itself remains tucked within a quiet, established neighborhood. For additional peace of mind, the seller is also offering an optional one-year home warranty.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
880
Sqft
0.11 ac
Lot size
1980
Year built
One
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,161 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,161/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.2%
$/sqft vs St Augustine actives
$323 vs $238
Days on market
3 vs 12 typical
Where $323/sqft sits among the 187 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St. Augustine Shores Estates
Get to know St Augustine. See the full St Augustine guide →
St. Augustine Shores Estates — neighborhood snapshot
Population
7,891
Median age
53
Median income
$70,440
Median home value
$283,967
Avg household
2
Households w/ children
795
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $406K
St Augustine median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
68 of 187
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the ST AUGUSTINE 32086 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 148 ANDORA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$197,000
146 PHOENETIA DRIVE · same community
2 bd · 2 ba · 850 sqft · $232/sqft · 16 DOM
Sold · Nov ’25$282,000
362 CASUARINA CIRCLE · same community
2 bd · 2 ba · 1,036 sqft · $272/sqft · 73 DOM
Sold · May ’26$335,000
950 SALZEDO AVENUE · same community
2 bd · 2 ba · 1,331 sqft · $252/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 148 ANDORA STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 148 ANDORA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
148 ANDORA STREET FAQs
What would the monthly payment be for 148 ANDORA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,161/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 148 ANDORA STREET?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 148 ANDORA STREET?+
The most recent tax bill on record (2025) was $2,021. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 148 ANDORA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $284,000, this home is listed about 36% below the St Augustine median of $444,995. The market section on this page shows how the area is trending.
Which schools are assigned to 148 ANDORA STREET?+
W. Douglas Hartley Elementary (elementary), Gamble Rogers Middle School (middle), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS (ST. AUG) · Frank Perez-Andreu. MLS #FC321664.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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