4 SCARLET OAK CIRCLE, PALM COAST, FL, 32137
Active16 days on marketListed Sep 24, 2026MLS #FC321674
About this home
4 SCARLET OAK CIRCLE
Welcome to 4 Scarlet Oak Circle, a Skyway custom built home in the private, gated Wild Oaks neighborhood of Grand Haven. With just over 3,100 square feet of living space, 4 bedrooms, 3.5 baths, dedicated office, and a 3 garage, this home offers room to gather, unwind and enjoy its tranquil preserve setting. Tray ceilings, crown molding and decorative archways bring character to the open floor plan. The great room is anchored by a gas fireplace, while panoramic sliding glass doors open to the covered lanai. At the center of the home, the kitchen features a generous granite island with seating and storage, lighted solid wood cabinetry, a gas cooktop, and ample pantry space. Privately situated from the guest bedrooms, the primary suite opens directly to the pool area. It features two walk-in closets, a spacious spa-like en-suite with dual vanities, a soaking tub and a walk-in shower. Four additional bedrooms offer flexibility for guests, a home office or hobbies. Outside, the large screened lanai overlooks the preserve and surrounds a heated saltwater pool. Additional highlights include a spacious laundry room, a climate-controlled garage storage room, energy cost saving 16 photovoltaic solar panels and a solar hot-water system. Grand Haven residents enjoy seven tennis courts, pickleball and bocce ball courts, two heated community pools, two fitness centers and optional membership at the Jack Nicklaus Signature Golf Course. The community is conveniently located near the Intracoastal Waterway, beaches, shopping and dining.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,178
Sqft
0.77 ac
Lot size
3
Garage
2014
Year built
One
Levels
$401
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,603 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,603/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.8%
$/sqft vs Palm Coast actives
$401 vs $216
Days on market
16 vs 73 typical
Where $401/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Haven
Get to know Palm Coast. See the full Palm Coast guide →
Grand Haven — neighborhood snapshot
Population
3,308
Median age
65
Median income
$88,771
Median home value
$468,511
Avg household
2
Households w/ children
182
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
202 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 236% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 4 SCARLET OAK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$975,000
215 WILLOW OAK WAY · same community
3 bd · 2.5 ba · 2,584 sqft · $377/sqft · 83 DOM
Sold · Jun ’26$436,000
18 PRICE LANE
5 bd · 3 ba · 3,314 sqft · $132/sqft · 66 DOM
Sold · Apr ’26$600,000
1 IBIS COURT S
3 bd · 2.5 ba · 2,718 sqft · $221/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4 SCARLET OAK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4 SCARLET OAK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4 SCARLET OAK CIRCLE FAQs
What would the monthly payment be for 4 SCARLET OAK CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,603/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4 SCARLET OAK CIRCLE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4 SCARLET OAK CIRCLE?+
The most recent tax bill on record (2025) was $12,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4 SCARLET OAK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,275,000, this home is listed about 227% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 4 SCARLET OAK CIRCLE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,275,000 runs 236% above the PALM COAST 32137 median — but at 3,178 sqft it's also 68% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GRAND LIVING REALTY · Suzanne Johnston. MLS #FC321674.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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