9 CROSSGATE COURT E, PALM COAST, FL, 32137
Active1 days on marketListed Oct 9, 2026MLS #FC321677
About this home
9 CROSSGATE COURT E
**ASSUMABLE 3.625% MORTGAGE WITH REGIONS BANK FOR ELIGIBLE BUYERS** Custom-designed waterfront living awaits at 9 Crossgate Ct East! Ideally situated in the saltwater canals of Sailboat Country, this contemporary single-story residence offers 3 bedrooms, 2 baths, 2,316 square feet of living space, impressive 12-foot ceilings, and expansive waterfront views from the main living area. This exceptional quality home blends contemporary design and premium finishes, and true boating convenience in a quiet cove setting, offering bridge-free access to the Intracoastal Waterway in approximately 10 minutes. Enjoy a heated saltwater pool with screened lanai, outdoor cooking area, private dock, boathouse equipped with 10,000-pound electric lift, and 30A shore power to accommodate large vessels. Built for comfort, efficiency, and peace of mind, the home features concrete block construction, impact glass windows and doors, spray foam roof insulation, a 50-year vinyl seawall with concrete cap, Generac whole-house portable generator with electric start, whole-house surge protection, water softening system, and an upgraded Daikin high-efficiency HVAC system with six-year transferable warranty. Inside, custom European-style cabinetry, quartz countertops, upgraded KitchenAid appliances, oversized pantry, luxury vinyl plank flooring, 8-foot solid-core interior doors, Kohler fixtures, custom closets, impact glass windows and impact glass sliding doors, Hunter Douglas window treatments with remote openers, contemporary electric fireplace with heating element, and custom privacy blinds for the 10’x24’ glass sliders that overlook the waterway. Waterfront Lifestyle & Other Outdoor Living Features In addition to the private dock and boathouse, the separate seating area features AZEK composite decking, a custom sail shade, and Pyle outdoor audio. Enjoy seeing dolphins, wading herons, ospreys, and fishing for a variety of saltwater species, including Snook, Flounder, Redfish, Mangrove Snapper, and more. The nighttime dock light provides safety and attracts small schooling fish, adding to the lively waterfront setting. Additional outdoor living features include professionally designed landscaping and landscape lighting, 5-zone irrigation system, wood shadowbox privacy fencing, and durable Shark Coatings on the driveway, garage floor, and pool deck. The home is equipped for efficiency and convenience, including attic storage with spray foam insulation, whole-house gutter system with underground downspouts, an oversized garage with 8-foot-high opening to accommodate larger vehicles, custom garage door with tempered glass inserts and a quiet wall-mount opener with Wi-Fi and battery backup, utility sink, and added functionality for storage and everyday use. Technology and security features include a Ring video doorbell, exterior security cameras, commercial-grade outdoor Wi-Fi booster extending coverage to the pool deck and dock, and ceiling fans throughout the home, including three on the outdoor patio. For eligible buyers, the home offers an additional financial advantage through an assumable 3.625% mortgage with Regions Bank. Short-term seller leaseback option available. Combined with its newer construction, boating-ready amenities, storm-conscious features, and move-in-ready condition, 9 Crossgate Ct East presents a rare opportunity to enjoy contemporary waterfront living in one of Palm Coast’s most eclectic and desirable neighborhoods.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,305
Sqft
0.17 ac
Lot size
2
Garage
2020
Year built
One
Levels
$382
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,861 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,861/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.8%
$/sqft vs Palm Coast actives
$382 vs $216
Days on market
1 vs 73 typical
Where $382/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
202 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 132% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 9 CROSSGATE COURT E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$780,000
23 CLEVELAND COURT · same community
4 bd · 3 ba · 2,271 sqft · $343/sqft · 0 DOM
Sold · Sep ’26$750,000
20 CEDARVIEW COURT · same community
4 bd · 2.5 ba · 2,383 sqft · $315/sqft · 8 DOM
Sold · Feb ’26$515,000
5 CIMMARON DRIVE · same community
3 bd · 2 ba · 2,176 sqft · $237/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9 CROSSGATE COURT E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9 CROSSGATE COURT E — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9 CROSSGATE COURT E FAQs
What would the monthly payment be for 9 CROSSGATE COURT E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,861/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9 CROSSGATE COURT E?+
The most recent tax bill on record (2025) was $7,477. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $879,900, this home is listed about 126% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 9 CROSSGATE COURT E?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$879,900 runs 132% above the PALM COAST 32137 median — but at 2,305 sqft it's also 22% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Palm Coast market that averages 73 — if it fits, move quickly.
04Strong assigned schools
Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Julie Sabine. MLS #FC321677.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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