
136 IRIS CREEK DRIVE, ST AUGUSTINE, FL, 32092
Active3 days on marketListed Oct 9, 2026MLS #FC321711
About this home
136 IRIS CREEK DRIVE
Experience refined Florida living in this beautifully appointed waterfront pool home in SilverLeaf's sought-after Silver Landing neighborhood. Built in 2024 by Riverside Homes, this exceptional 4-bedroom, 3-bath custom residence offers approximately 2,496 square feet of thoughtfully designed living space, panoramic lagoon views, a private pool, and an elevated blend of style, comfort, and modern convenience. From the moment you arrive, the home makes an impressive statement with its paver driveway and walkway, soaring ceilings, elegant 8-foot doors, and expansive floor-to-ceiling windows. The open-concept living spaces are designed for effortless entertaining and everyday living, with abundant natural light and tranquil pool-to-waterfront views creating a beautiful backdrop throughout the main living areas. An elegant electric fireplace adds warmth and ambiance to the inviting living space. At the heart of the home, the gourmet kitchen features premium gas appliances, upgraded lighting and designer finishes, flowing seamlessly into the dining and living spaces. A dedicated pocket office provides a private and functional workspace, while the thoughtfully designed bedroom layout offers exceptional flexibility. The guest bedroom features a private en-suite bath, creating a comfortable and inviting retreat for family and overnight guests. The luxurious primary suite provides a peaceful escape with beautiful waterfront views and a thoughtfully designed custom closet with built-ins, offering both style and practical storage. The spacious owner's bath complements the retreat-like feel of the primary suite. Modern conveniences include smart thermostat access, Ring security compatibility, and a tankless water heater. Every detail has been thoughtfully selected to provide the comfort, efficiency, and sophistication expected from a newer luxury residence. Step outside into the beautifully pavered outdoor living space and experience one of the home's most captivating features: breathtaking sunset views over the lagoon. The private pool and waterfront setting create an ideal backdrop for enjoying morning coffee, entertaining guests, relaxing poolside, or unwinding at the end of the day. This exceptional outdoor space provides a seamless extension of the home's living areas and takes full advantage of the serene waterfront surroundings. Ideally located within SilverLeaf, one of Northeast Florida's premier master-planned communities, this residence offers convenient access to the new Baptist Health medical campus, the new Publix shopping center, golf-cart access, top-rated schools, and an exceptional collection of resort-style amenities. Beautifully maintained surroundings, shopping, dining, recreation, and the best of St. Johns County are all within easy reach.A rare opportunity to experience sophisticated design, modern luxury, private pool living, panoramic waterfront views, and the exceptional lifestyle that makes SilverLeaf so desirable.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,574
Sqft
0.18 ac
Lot size
2025
Year built
One
Levels
$291
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,053 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,053/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.3%
$/sqft vs St Augustine actives
$291 vs $237
Days on market
3 vs 48 typical
Where $291/sqft sits among the 176 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silverleaf
Get to know St Augustine. See the full St Augustine guide →
Silverleaf — neighborhood snapshot
Population
4,245
Median age
53
Median income
$135,239
Median home value
$475,056
Avg household
2
Households w/ children
539
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $411K
St Augustine median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
84 of 176
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the ST AUGUSTINE 32092 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 136 IRIS CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$480,000
84 FIRECREST DRIVE · same community
4 bd · 2 ba · 1,893 sqft · $254/sqft · 19 DOM
Sold · Jul ’26$640,000
366 SILVER LILY WAY
4 bd · 4 ba · 2,728 sqft · $235/sqft · 0 DOM
Sold · Mar ’26$615,000
10 SILVER LILY WAY
4 bd · 3 ba · 2,754 sqft · $223/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 136 IRIS CREEK DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 136 IRIS CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
136 IRIS CREEK DRIVE FAQs
What would the monthly payment be for 136 IRIS CREEK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,053/mo — principal and interest, the actual property-tax bill, the $122/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 136 IRIS CREEK DRIVE?+
The association fee works out to $122 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 136 IRIS CREEK DRIVE?+
The most recent tax bill on record (2025) was $5,381. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 136 IRIS CREEK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $749,000, this home is listed about 76% above the St Augustine median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 136 IRIS CREEK DRIVE?+
Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$749,000 runs 59% above the ST AUGUSTINE 32092 median — but at 2,574 sqft it's also 45% larger than the typical St Augustine listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a St Augustine market that averages 48 — if it fits, move quickly.
04Strong assigned schools
Tocoi Creek High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Tocoi Creek High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER VANGUARD REALTY · Stacey Burkins. MLS #FC321711.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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