78 FLEMINGWOOD LANE, PALM COAST, FL, 32137
Active9 days on marketListed Oct 1, 2026MLS #FC321856
About this home
78 FLEMINGWOOD LANE
Welcome home! This lovely three-bedroom, two-bathroom home offers comfortable living spaces and plenty of room to enjoy both indoors and out. The open feel of the vaulted ceilings creates a bright and spacious atmosphere, while the cozy eat-in kitchen features a convenient breakfast nook. A formal dining room and living room provide additional space for entertaining and everyday living. LVP flooring flows throughout the home, offering a stylish and low-maintenance finish. The two-car garage provides ample parking and storage, while the screened-in porch overlooks a spacious backyard—perfect for relaxing, enjoying your morning coffee, or entertaining guests. Don’t miss the opportunity to make this charming home your own. Call today to schedule your private showing!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,691
Sqft
0.23 ac
Lot size
2
Garage
1997
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PALM HARBOR
$1 vs $222
Days on market
9 vs 73 typical
Where $1/sqft sits among the 22 homes for sale in PALM HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
15 of 22
PALM HARBOR have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 78 FLEMINGWOOD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$715,000
61 COMANCHE COURT · same community
3 bd · 2 ba · 1,720 sqft · $416/sqft · 64 DOM
Sold · Aug ’26$405,000
36 FORGE LANE · same community
3 bd · 2 ba · 1,740 sqft · $233/sqft · 54 DOM
Sold · May ’26$365,000
21 FRENORA LANE · same community
3 bd · 2 ba · 1,754 sqft · $208/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 78 FLEMINGWOOD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 78 FLEMINGWOOD LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
78 FLEMINGWOOD LANE FAQs
What would the monthly payment be for 78 FLEMINGWOOD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 78 FLEMINGWOOD LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $2,000, this home is listed about 99% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 78 FLEMINGWOOD LANE?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VIRTUAL HOMES REALTY · Alina Pekarsky. MLS #FC321856.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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