31 BOSTON LANE, PALM COAST, FL, 32137
Active4 days on marketListed Oct 6, 2026MLS #FC321864
About this home
31 BOSTON LANE
Welcome to this beautifully maintained pool home on a freshwater canal in Palm Coast, where thoughtful updates, comfortable living spaces, and stunning sunsets come together in one exceptional property. Set in a convenient location just minutes from shopping, restaurants, schools, I-95, and only five minutes from the hospital, this home offers both everyday convenience and a wonderful Florida lifestyle. Inside, you'll find two distinct living spaces, providing flexibility for a traditional living room and family room, or the option to use one as a bonus room, office, or additional gathering space. The brand-new kitchen is a standout feature, offering granite countertops, soft-close cabinetry and drawers, a large pantry, and plenty of workspace. Porcelain tile adds an elegant touch to the spacious primary bedroom with a walk-in closet & ensuite bath. Step outside and enjoy your own private backyard oasis. The newly screened pool area overlooks a peaceful freshwater canal, creating a beautiful backdrop for relaxing and entertaining. Enjoy spectacular sunsets right from your backyard, with the canal offering opportunities for kayaking, canoeing, & fishing. The pool deck was resurfaced & sealed in 2026, and the pool cage screening was redone in 2023. The pool heater and pump are both less than five years old. A convenient pool bath features air conditioning, while an additional outdoor shower makes rinsing off after pool or canal activities easy. The waterfront continues with a 2020 dock featuring durable 10x12 Azek decking, perfect for enjoying the canal and Florida's beautiful outdoor lifestyle. The backyard shed has electric service, providing a convenient space for storage, hobbies, or projects. Additional features include a whole-house water softener, a utility tub in the garage, underground electric utilities, and a sprinkler system supplied by its own well. The home is also wired for a security system. The roof is 2016, AC is 2013, & hot water tank 2023. Best of all, this property is situated high and dry in Flood Zone X. With its freshwater canal setting, updated pool and outdoor areas, newer kitchen, flexible living spaces, and convenient Palm Coast location, this home offers an ideal combination of comfort, functionality, and Florida living. Don't miss the opportunity to make this canal-front pool home your own! Check out our walk-through video, floor plan & 3-D tour.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,533
Sqft
0.28 ac
Lot size
2
Garage
1993
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,461 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,461/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs PALM COAST SEC 17
$187 vs $214
Days on market
4 vs 73 typical
Where $187/sqft sits among the 6 homes for sale in PALM COAST SEC 17
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
1 of 6
PALM COAST SEC 17 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 31 BOSTON LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$353,000
3 BOSTON LANE · same community
3 bd · 2 ba · 2,102 sqft · $168/sqft · 150 DOM
Sold · Feb ’26$360,000
151 BOULDER ROCK DRIVE · same community
4 bd · 3 ba · 3,013 sqft · $119/sqft · 5 DOM
Sold · Apr ’26$420,000
41 BOULDER ROCK DR · same community
3 bd · 2 ba · 2,044 sqft · $205/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 31 BOSTON LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31 BOSTON LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
31 BOSTON LANE FAQs
What would the monthly payment be for 31 BOSTON LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,461/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 31 BOSTON LANE?+
The most recent tax bill on record (2025) was $3,542. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31 BOSTON LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $474,900, this home is listed about 22% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 31 BOSTON LANE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$474,900 runs 25% above the PALM COAST 32137 median — but at 2,533 sqft it's also 34% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Palm Coast market that averages 73 — if it fits, move quickly.
04Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · Crystal Cain. MLS #FC321864.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 31 BOSTON LANE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →