CENTURY 21 Edge
$649,9003 bd3 ba2,511 sqft$259 /sqft≈$4,586 /mo all-in ↓

16 BUNKER HILL DRIVE, PALM COAST, FL, 32137

Active8 days on marketListed Oct 2, 2026MLS #FC321875

WaterfrontPrivate poolSingle Family ResidencePALM COAST

Come see it

Upcoming open house

Sun, Oct 11

1:00 PM – 3:00 PM

About this home

16 BUNKER HILL DRIVE

Ultra-Modern Luxury Estate with Cutting-Edge Design & Unrivaled Amenities! This exceptional ultra-modern residence offers a refined interpretation of Florida luxury living. Built in 2023 and thoughtfully designed around light, space, and effortless indoor-outdoor living, the three-bedroom, three-bath home spans more than 2,500 square feet and pairs striking contemporary architecture with an inviting sense of warmth. From the moment you arrive, the home makes a distinctive impression. A generous circular driveway creates an elegant approach while providing an abundance of parking for residents and guests. Inside, soaring 10-foot ceilings amplify the home’s sense of scale, allowing natural light to move freely through the open-concept living spaces. Clean architectural lines, sophisticated finishes, and tile flooring throughout create a seamless visual rhythm from room to room. At the center of the home is a beautifully appointed kitchen designed as much for entertaining as it is for everyday living. Quartz countertops provide a polished, contemporary surface, complemented by sleek cabinetry and a spacious layout that keeps the kitchen connected to the main living and dining areas. An electric fireplace adds an unexpected element of warmth and ambiance, balancing the home’s modern aesthetic with a more intimate, welcoming atmosphere. The primary suite is a private sanctuary. Generously proportioned and elegantly finished, the bedroom features custom California Closets, offering a level of organization and craftsmanship befitting the home. The primary bath continues the spa-inspired experience with a luxurious Jacuzzi tub, creating a peaceful retreat at the end of the day. Every bedroom and bathroom has been thoughtfully integrated into the home’s overall design, with three full baths providing comfort and privacy for family and guests. Tile flooring extends throughout the entire residence, offering both a sophisticated aesthetic and the practicality perfectly suited to Florida living. The backyard has been designed as a private resort, centered around a sparkling saltwater pool and framed by the peaceful canal view. An exterior Jacuzzi provides another opportunity to unwind beneath the Florida sky, while the expansive outdoor living area creates a natural extension of the home’s interior. For the entertainer, the summer kitchen transforms outdoor gatherings into an experience of their own. Finished with elegant granite countertops and designed for effortless entertaining, it provides the perfect setting for everything from relaxed poolside afternoons to evening gatherings with friends. Whether enjoying morning coffee beside the pool, relaxing in the Jacuzzi beneath the stars, or entertaining guests around the summer kitchen, the outdoors becomes an integral part of everyday life. A built-in sprinkler system adds practicality, while the home’s 2023 construction provides the confidence and contemporary standards associated with a newer residence. This is a home conceived for those who appreciate modern architecture without sacrificing comfort; luxury without unnecessary excess; and entertaining without compromising privacy. It is polished yet welcoming, contemporary yet warm, and unmistakably designed for the Florida lifestyle. More than a residence, this is a private retreat—where clean modern design meets resort-style amenities, and where the quiet presence of the canal turns everyday living into something extraordinary!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,511

Sqft

0.23 ac

Lot size

2

Garage

2023

Year built

One

Levels

$259

Per sqft

Private poolWaterfrontFireplace

Inside

FlooringCeramic Tile · Porcelain Tile
AppliancesCooktop · Dishwasher · Microwave · Range Hood · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Slab
FacesSouthwest
ExteriorIrrigation System · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$8,105/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Public · Sewer Available · Sewer Connected · Sprinkler Well · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,586 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$675
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,990
Interest rate6.00%
Loan term

Estimated payment

$4,586/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$675
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$471KedgeAI estimate $516,747 · range $490K–$537K$676K

vs edgeAI estimate

+25.8%

$/sqft vs PALM COAST

$259 vs $192

Days on market

8 vs 73 typical

Where $259/sqft sits among the 12 homes for sale in PALM COAST

3
7
1
0 · this home
0
1
$144–178$178–211$211–245$245–279$279–312$312+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Trails

Get to know Palm Coast. See the full Palm Coast guide →

Indian Trails — neighborhood snapshot

Population

12,901

Median age

47

Median income

$68,343

Median home value

$282,657

Avg household

3

Households w/ children

1,358

For the school run

Flagler County School District

MiddleIndian Trails Middle School★★★★★
ElementaryBelle Terre Elementary School★★★★★
HighMatanzas High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$355K → $361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

10 of 12

PALM COAST have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Oct 2, 2026Listed at $649,900 · 8 days on market since
2023Built · PALM COAST

Reality check

What actually sold near 16 BUNKER HILL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2 FIFER LANESold · Jul ’26

$429,900

2 FIFER LANE · same community

4 bd · 3 ba · 2,336 sqft · $184/sqft · 303 DOM

29 BRACKEN LANESold · Oct ’25

$312,000

29 BRACKEN LANE · same community

2 bd · 2 ba · 2,303 sqft · $135/sqft · 160 DOM

35 SELBORNE PATHSold · Jul ’26

$365,281

35 SELBORNE PATH · same community

4 bd · 3 ba · 2,265 sqft · $161/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16 BUNKER HILL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16 BUNKER HILL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16 BUNKER HILL DRIVE FAQs

What would the monthly payment be for 16 BUNKER HILL DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,586/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16 BUNKER HILL DRIVE?+

The most recent tax bill on record (2025) was $8,105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $649,900, this home is listed about 67% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.

Which schools are assigned to 16 BUNKER HILL DRIVE?+

Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$649,900 runs 71% above the PALM COAST 32137 median — but at 2,511 sqft it's also 33% larger than the typical Palm Coast listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Carl Lilavois. MLS #FC321875.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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16 BUNKER HILL DRIVE, PALM COAST, FL — 3 Bed, 3 Bath — $649,900 | CENTURY 21 Edge