12 SELKIRK PLACE, PALM COAST, FL, 32164
Active5 days on marketListed Oct 5, 2026MLS #FC321902
About this home
12 SELKIRK PLACE
Modern Florida Living at Its Best — Solar Powered Pool Home! Your tropical dream lifestyle can finally become reality! This beautifully maintained solar powered pool home sits on a quiet cul-de-sac and offers the perfect blend of comfort, efficiency, and modern Florida living. Built in 2005 and cared for like new, this home features thoughtful upgrades throughout. ** Key Features • 3 spacious bedrooms • 2 full bathrooms • Formal dining room, living room, and family room • Fenced backyard for complete privacy • Saltwater pool with plenty of space for lounging, sunbathing, and entertaining ** Stunning Kitchen The heart of the home boasts a large island, granite countertops, upgraded stainless steel sink, trash compactor and cabinetry with crown molding. With abundant storage and an open layout, it’s ideal for hosting family and friends. ** Luxurious Primary Suite Your private retreat includes an en-suite bathroom with a full body spray shower and generous closet space. All bedrooms have comfortable, spacious layouts. ** Energy Efficiency This home is exceptionally efficient with OWNED solar panels and a solar water heater—fully paid off and ready to save you money from day one. Additional upgrades include: • Roof (2022) • New pool surface (2026) *** A Home You Must See From the tropical outdoor oasis to the modern interior upgrades with No Carpet throughout, this home delivers everything you want in a Florida lifestyle property. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,014
Sqft
0.24 ac
Lot size
2
Garage
2005
Year built
One
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,757 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,757/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+63.4%
$/sqft vs PALM COAST SEC 58
$268 vs $205
Days on market
5 vs 73 typical
Where $268/sqft sits among the 11 homes for sale in PALM COAST SEC 58
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Woods
Get to know Palm Coast. See the full Palm Coast guide →
Seminole Woods — neighborhood snapshot
Population
6,192
Median age
41
Median income
$75,477
Median home value
$289,999
Avg household
3
Households w/ children
843
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
7 of 11
PALM COAST SEC 58 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 SELKIRK PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$304,900
26 SENECA PATH · same community
4 bd · 2 ba · 2,043 sqft · $149/sqft · 76 DOM
Sold · Dec ’25$319,990
186 PRITCHARD DRIVE · same community
4 bd · 2 ba · 2,080 sqft · $154/sqft · 268 DOM
Sold · Dec ’25$323,300
15 SERENE PLACE · same community
4 bd · 2 ba · 1,939 sqft · $167/sqft · 282 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12 SELKIRK PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 SELKIRK PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12 SELKIRK PLACE FAQs
What would the monthly payment be for 12 SELKIRK PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,757/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12 SELKIRK PLACE?+
The most recent tax bill on record (2025) was $2,161. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12 SELKIRK PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $539,900, this home is listed about 38% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 12 SELKIRK PLACE?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$539,900 runs 61% above the PALM COAST 32164 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Palm Coast market that averages 73 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of THE REAL GATOR REALTY LLC · Usama Farahat. MLS #FC321902.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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