360 OCEAN CREST DRIVE, PALM COAST, FL, 32137
Active5 days on marketListed Oct 5, 2026MLS #FC321916
About this home
360 OCEAN CREST DRIVE
Under Construction. Welcome to an extraordinary new-construction residence at 360 Ocean Crest Dr in Palm Coast, where sophisticated design, elevated comfort, and effortless three-story living come together in an exceptional single-family home. Thoughtfully designed across three expansive levels, this stunning 4-bedroom, 4-full-bath, 2-half-bath residence offers an exceptional blend of luxury, functionality, and modern architectural style. Featuring a 2-car garage, elevator access, multiple outdoor living spaces, and beautifully designed private quarters, this home is crafted for both refined everyday living and memorable entertaining. The first floor offers an elegant foyer and welcoming entry experience, along with a spacious living room and a generously sized bedroom. A covered patio extends the living space outdoors, while a dedicated laundry room and convenient elevator access add to the home's exceptional functionality. The 2-car garage provides ample room for vehicles and additional storage. The second level is designed for comfortable living and entertaining, featuring a spacious great room, well-appointed kitchen, dining area, and generous pantry. Two additional bedrooms, two full bathrooms, a half bath, and a second laundry room complete this level. A private deck provides additional outdoor living space and an ideal setting for relaxing or entertaining. The entire third floor is devoted to an impressive primary suite, offering a true private sanctuary. The spacious primary bedroom opens onto its own private deck, creating the perfect setting for morning coffee or unwinding at the end of the day. The luxurious walk-in closet features a substantial center island with drawers, providing exceptional organization and storage. The spa-inspired primary bath features a separate soaking tub and shower, creating a serene retreat within the home. Every level has been thoughtfully designed to maximize comfort, privacy, and functionality. With four bedrooms, four full baths, two half baths, two laundry rooms, multiple outdoor living areas, a 2-car garage, and elevator access connecting all three floors, this remarkable new residence delivers an elevated Palm Coast lifestyle with space and sophistication at every turn. A truly distinctive new home, 360 Ocean Crest Dr offers the perfect combination of contemporary luxury, thoughtful design, and effortless indoor-outdoor living. Home is still under-construction.
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
4,931
Sqft
0.16 ac
Lot size
2
Garage
2026
Year built
Three Or More
Levels
$1,013
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$30,005 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$30,005/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+125.4%
$/sqft vs OCEAN HAMMOCK
$1,013 vs $439
Days on market
5 vs 73 typical
Where $1,013/sqft sits among the 28 homes for sale in OCEAN HAMMOCK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
13 of 28
OCEAN HAMMOCK have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1215% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 360 OCEAN CREST DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,700,000
9 NORTHSHORE DRIVE · same community
5 bd · 5 ba · 4,906 sqft · $347/sqft · 36 DOM
Sold · Jul ’26$3,200,000
34 HAMMOCK BEACH CIRCLE S · same community
6 bd · 5 ba · 5,324 sqft · $601/sqft · 245 DOM
Sold · Sep ’26$2,970,000
32 HAMMOCK BEACH CIRCLE S · same community
5 bd · 6.5 ba · 5,612 sqft · $529/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 360 OCEAN CREST DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 360 OCEAN CREST DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
360 OCEAN CREST DRIVE FAQs
What would the monthly payment be for 360 OCEAN CREST DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $30,005/mo — principal and interest, the actual property-tax bill, the $186/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 360 OCEAN CREST DRIVE?+
The association fee works out to $186 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 360 OCEAN CREST DRIVE?+
The most recent tax bill on record (2025) was $9,995. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 360 OCEAN CREST DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $4,995,000, this home is listed about 1181% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 360 OCEAN CREST DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$4,995,000 runs 1215% above the PALM COAST 32137 median — but at 4,931 sqft it's also nearly 3 times the size of the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Palm Coast market that averages 73 — if it fits, move quickly.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE COMMERCIAL RESIDENTIAL BROKERAGE · Shane Radcliff. MLS #FC321916.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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