24 OLD OAK DRIVE S, PALM COAST, FL, 32137
Active2 days on marketListed Oct 8, 2026MLS #FC321928
About this home
24 OLD OAK DRIVE S
Deep-Water Luxury Meets Engineered Perfection in The Sanctuary. COMPLETELY REMODELED - $550,000+ in Infrastructure & Luxury Capital Improvements Located in the exclusive, gated enclave of The Sanctuary, this transformed 3,610 sq. ft. deep-water estate offers an ideal combination of coastal luxury and commercial-grade infrastructure. Situated just 10 lots from the Intracoastal Waterway main channel, the property provides quick, low-wake navigation to open water in under 60 seconds while benefiting from a crucial structural wake buffer zone. KEY ESTATE HIGHLIGHTS Elite Dock & Yacht Infrastructure: NEW 45’ x 15’9” dock with a 35’ covered roof and 8’6” bridge transition. Offers 80-amp shore power (50-amp pedestal on piling) configured for a 50-ft side-tie vessel, an 8,000 lb. US Boat lift for up to a 24-ft boat, filtered dockside water, solar piling lights, and elevated storm-safe electrical outlets. Architectural Exterior & Pool Deck: West-facing elevation accented in full-height, chiseled-face Silver Travertine veneer. Features a new Tremron "Glacier" paver driveway, rescreened pool enclosure with a dog door, and a completely overhauled saltwater pool and spa with new plaster, tile, deck coating, a Pentair IntelliCenter system, variable-speed pump, and propane heater. Energy Resilience & Core Systems: Equipped with a whole-house Generac 26kW propane generator with automatic transfer, a Pentair Pelican 4-chamber water filtration system, tankless recirulating water heater, a wind-mitigation certified roof (2022), seamless gutters, and a dedicated deep-well irrigation system with updated grid spacing (30 grass heads, 40 shrub bubblers). Bespoke Interior & Chef's Kitchen: Silver Travertine Versailles pattern flooring spans the main level. The redesigned kitchen features custom cabinetry, a 36” gas cooktop, KitchenAid appliances, dark veined granite perimeter counters, and a counter-height island finished in award-winning Namib Fantasy stone with double waterfall edges. Expanded Master & Luxury Baths: Master suite offers rich dark wood engineered plank floors, a completely reconfigured custom boutique walk-in closet with built-ins, marble flooring, and a spa-style bath featuring 24”x48” imported porcelain tile, Brizo fixtures, a dual walk-in shower, and a custom 2-person Jacuzzi tub. Smart Home Grid & Sound: Hardwired Cat 6 data wiring throughout, a 6-speaker flush-mount Sonance surround sound system in the family room, an 8-camera hardwired Lorex security system, 40+ LED recessed lights, custom crystal chandeliers, and 13 motorized window coverings.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,610
Sqft
0.45 ac
Lot size
3
Garage
2004
Year built
One
Levels
$410
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,208 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,208/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.1%
$/sqft vs Palm Coast actives
$410 vs $216
Days on market
2 vs 73 typical
Where $410/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
204 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 289% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 24 OLD OAK DRIVE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$1,375,000
46 OLD OAK DRIVE S · same community
4 bd · 3 ba · 3,449 sqft · $399/sqft · 211 DOM
Sold · Jul ’26$1,205,000
18 OLD OAK DRIVE N · same community
5 bd · 4 ba · 3,420 sqft · $352/sqft · 76 DOM
Sold · Jan ’26$1,415,000
4 OLD OAK DRIVE N · same community
5 bd · 5 ba · 4,225 sqft · $335/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 24 OLD OAK DRIVE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24 OLD OAK DRIVE S — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
24 OLD OAK DRIVE S FAQs
What would the monthly payment be for 24 OLD OAK DRIVE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,208/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 24 OLD OAK DRIVE S?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 24 OLD OAK DRIVE S?+
The most recent tax bill on record (2025) was $16,183. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 24 OLD OAK DRIVE S?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,478,888, this home is listed about 279% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 24 OLD OAK DRIVE S?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,478,888 runs 289% above the PALM COAST 32137 median — but at 3,610 sqft it's also nearly twice the size of the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Palm Coast market that averages 73 — if it fits, move quickly.
04Strong assigned schools
Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Lisa Gardner. MLS #FC321928.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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