CENTURY 21 Edge
$189,0003 bd2 ba1,960 sqft$96 /sqft≈$1,477 /mo all-in ↓

55616 LEE STREET, ASTOR, FL, 32102

Active5 days on marketListed Oct 7, 2026MLS #FC321989

✦ Priced 12% below the ASTOR 32102 medianWaterfrontManufactured HomeHOLIDAY HAVEN CAMPSITES UNIT 03

About this home

55616 LEE STREET

Short Sale. Waterfront Living in Astor with Direct Access to the St. Johns River! Enjoy the laid back Florida waterfront lifestyle in this spacious 1996 double wide manufactured home offering approximately 1,960 square feet, 3 bedrooms & 2 full baths. Situated on a large corner lot along a canal leading to the St. Johns River, this property is an ideal opportunity for boating, fishing & enjoying everything this unique river community has to offer. The property features a covered boat dock, making it easy to keep your boat close by and head out on the water whenever the mood strikes. A detached garage provides additional parking, storage, or space for fishing & boating gear. With 1960 square feet of living space, a generous homesite & waterfront access, there is plenty of room to make this property your own. Whether you're looking for a full-time residence, weekend river retreat, or Florida getaway, this Astor property offers the space and waterfront setting to create something special. Bring the boat, fishing poles & golf cart and start enjoying life along the St. Johns River! Home sold AS IS no repairs. This is the approved short sale price from the lien holder.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,960

Sqft

0.36 ac

Lot size

1996

Year built

One

Levels

$96

Per sqft

WaterfrontFireplace

Inside

FlooringCarpet · Linoleum
AppliancesDishwasher · Range
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationPillar/Post/Pier
FacesSouth
ExteriorPrivate Yard

Community & fees

Taxes (2025)$1,446/yr

Utilities & systems

UtilitiesElectricity Available · Public · Sewer Available · Water Available
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,477 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property tax — 2025 actual bill$121
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,615
Interest rate6.00%
Loan term

Estimated payment

$1,477/mo

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$121
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $189K
$181KedgeAI estimate $350,741 · range $316K–$386K$401K

vs edgeAI estimate

−46.1%

$/sqft vs Astor actives

$96 vs $227

Days on market

5 vs 91 typical

Where $96/sqft sits among the 34 Astor actives

11 · this home
12
3
3
2
3
$96–203$203–309$309–416$416–522$522–629$629+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Astor

Drive times from this address

Downtown Orlando≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Astor. See the full Astor guide →

ASTOR 32102 — neighborhood snapshot

Population

2,401

Median age

59

Median income

$56,598

Median home value

$142,500

Avg household

1.94

Households w/ children

97%

For the school run

Lake County School District

ElementarySpring Creek Charter School★★★★★
MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Astor market

Seller’s marketLeans buyer — 8.2 months of inventoryBuyer’s market

$235K → $250K

Astor median sold, yr/yr

89.2%

Sale-to-list ratio (12 mo)

16 of 34

Astor actives have cut their price

Median sold price, Astor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the ASTOR 32102 median. See the full Astor market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $189,000 · 5 days on market since
1996Built · HOLIDAY HAVEN CAMPSITES UNIT 03

Reality check

What actually sold near 55616 LEE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

55716 KEITH STREETSold · Jul ’26

$245,000

55716 KEITH STREET · same community

2 bd · 2 ba · 962 sqft · $255/sqft · 52 DOM

55746 CARL STREETSold · Feb ’26

$280,000

55746 CARL STREET

3 bd · 2.5 ba · 2,072 sqft · $135/sqft · 11 DOM

24847 DRIVE NO 1Sold · May ’26

$250,000

24847 DRIVE NO 1

4 bd · 2 ba · 1,692 sqft · $148/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 55616 LEE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 55616 LEE STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

55616 LEE STREET FAQs

What would the monthly payment be for 55616 LEE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,477/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 55616 LEE STREET?+

The most recent tax bill on record (2025) was $1,446. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Astor?+

At $189,000, this home is listed about 37% below the Astor median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 55616 LEE STREET?+

Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ASTOR 32102 market on paper

$189,000 is 12% below the ASTOR 32102 median of $214,500, and at $96/sqft it sits under the Astor average of $307.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 5 days on market in a Astor market that averages 91 — if it fits, move quickly.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Denise Demico. MLS #FC321989.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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