627 OCEAN JASPER DRIVE, ST AUGUSTINE, FL, 32086
Active Under Contract15 days on marketListed Oct 15, 2026MLS #FC322006
About this home
627 OCEAN JASPER DRIVE
Under contract-accepting backup offers. Pond-view pool home, finished and ready to enjoy. This 2021 concrete-block home in Rock Springs Farms offers 4 bedrooms, 3 full baths and 2,161 sq ft, all on a fenced lot backing onto the pond. The work is already done: A screened, heated in-ground pool and spa with a waterfall feature was added in 2023, set on a travertine deck facing the water. The backyard faces east, so the lanai sits in shade during the hot afternoon hours. The extended covered lanai has an entertainment wall with an electric fireplace, plus added outlets and lighting for year-round outdoor living. Inside, a split floor plan centers on an open kitchen with a large island, pendant lighting, and double wall ovens. The primary suite overlooks the pool and includes a custom closet system, dual vanities, a soaking tub, and a separate glass shower. Recent updates include a whole-home water softener and filtration system and a new water heater (2026), plus gutters, landscape lighting, and a screened, tiled front entry. An irrigation well keeps the landscaping green while helping keep water bills down. Flood Zone X. Low HOA with a community pool and green spaces. Minutes to Crescent Beach, historic downtown St. Augustine, and I-95. Own a pool, spa, and pond view without the cost or wait of adding them yourself.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,161
Sqft
0.2 ac
Lot size
2
Garage
2021
Year built
One
Levels
$277
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,705 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,705/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.6%
$/sqft vs St Augustine actives
$277 vs $237
Days on market
15 vs 44 typical
Where $277/sqft sits among the 189 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32086 — neighborhood snapshot
Population
34,855
Median age
50.2
Median income
$76,512
Median home value
$382,800
Avg household
2.38
Households w/ children
3,289
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$384K → $426K
St Augustine median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
88 of 189
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 111% above the ST AUGUSTINE 32086 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 627 OCEAN JASPER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$420,000
154 SUNSTONE COURT · same community
3 bd · 2 ba · 2,004 sqft · $210/sqft · 491 DOM
Sold · Jun ’26$575,000
156 OCEAN JASPER DRIVE · same community
4 bd · 3 ba · 2,361 sqft · $244/sqft · 83 DOM
Sold · Dec ’25$582,500
85 PYRITE PLACE · same community
4 bd · 3.5 ba · 2,505 sqft · $233/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 627 OCEAN JASPER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 627 OCEAN JASPER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
627 OCEAN JASPER DRIVE FAQs
What would the monthly payment be for 627 OCEAN JASPER DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,705/mo — principal and interest, the actual property-tax bill, the $64/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 627 OCEAN JASPER DRIVE?+
The association fee works out to $64 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 627 OCEAN JASPER DRIVE?+
The most recent tax bill on record (2025) was $5,842. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 627 OCEAN JASPER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $599,000, this home is listed about 31% above the St Augustine median of $457,000. The market section on this page shows how the area is trending.
Which schools are assigned to 627 OCEAN JASPER DRIVE?+
Gamble Rogers Middle School (middle), Pedro Menendez High School (high), South Woods Elementary School (elementary), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY-ST. AUG BEACH · Danielle Svec. MLS #FC322006.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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