2 SAN PABLO COURT, PALM COAST, FL, 32137
Active1 days on marketListed Oct 9, 2026MLS #FC322016
About this home
2 SAN PABLO COURT
Stunning 3-bedroom home in Lakeside at Matanzas Shores – Move-in ready! Welcome to Lakeside at Matanzas Shores, an exclusive gated ocean-side community that offers the perfect blend of tranquility and an active lifestyle. This beautiful, renovated 3-bedroom, 2-bathroom home features an inviting open layout, bathed in natural light and designed for seamless indoor-outdoor living. Key Features: - New HVAC (2024) and new hurricane rated doors and windows (2024) – Move-in ready with major upgrades already completed! - Spacious lanai with pond views – Enjoy quiet mornings and spectacular sunsets from your private outdoor space. - Modern kitchen – Stainless steel appliances, hard-surface countertops, ample storage space, and a bright breakfast nook. - Spacious Primary Suite: A true retreat with a spa-like private bathroom featuring a luxurious, accessible walk-in shower. - Split Bedroom Layout: Bedrooms 2 and 3 (with guest bath) can be closed off to create a private suite if desired. Resort-style amenities around the corner: - Pickleball, tennis, volleyball, and shuffleboard courts. - Scenic trails leading to a boat house and a dock on the ICW. - 2 heated pools for year-round swimming. - Clubhouse with views of the Atlantic Ocean, perfect for social gatherings and events. STABILIZED INVESTMENT OR LUXURY RESIDENCY OPPORTUNITY AT MATANZAS SHORES! Coastal luxury awaits in this updated property boasting an upscale, spa-like primary bath, a brand-new high-efficiency AC (2024), and premium hurricane-rated impact windows and sliding glass doors. TIMING IS EVERYTHING: Review the Florida Real Estate Tax Amendment 3 Disclosure to see how completing your purchase before the upcoming legislative deadlines protects your out-of-state residency status or locks in the incoming 5% non-homestead investment assessment cap. Schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,772
Sqft
0.24 ac
Lot size
1994
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11%
$/sqft vs Palm Coast actives
$243 vs $215
Days on market
1 vs 73 typical
Where $243/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
204 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 2 SAN PABLO COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$430,000
18 SAN RAFAEL COURT · same community
3 bd · 2 ba · 1,832 sqft · $235/sqft · 11 DOM
Sold · May ’26$380,000
81 SAN JUAN DRIVE · same community
3 bd · 2 ba · 1,844 sqft · $206/sqft · 143 DOM
Sold · Jul ’26$399,900
6 SAN MIGUEL COURT · same community
3 bd · 2 ba · 1,590 sqft · $252/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2 SAN PABLO COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2 SAN PABLO COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2 SAN PABLO COURT FAQs
What would the monthly payment be for 2 SAN PABLO COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,196/mo — principal and interest, the actual property-tax bill, the $24/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2 SAN PABLO COURT?+
The association fee works out to $24 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2 SAN PABLO COURT?+
The most recent tax bill on record (2024) was $3,487. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2 SAN PABLO COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $430,000, this home is listed about 10% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2 SAN PABLO COURT?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$430,000 runs 13% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Palm Coast market that averages 73 — if it fits, move quickly.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB · Constance Kellner. MLS #FC322016.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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