109 MARSHSIDE DRIVE, ST AUGUSTINE, FL, 32080
Active21 days on marketListed Oct 16, 2026MLS #FC322162
About this home
109 MARSHSIDE DRIVE
Luxury Living with Breathtaking Golf Course & Lake Views in Marsh Creek Country Club! Welcome to this absolutely stunning, completely remodeled 4-bedroom, 3.5-bathroom home nestled in the highly desirable Marsh Creek Country Club community! Offering breathtaking views of the golf course, lake, and marsh, this one-of-a-kind property perfectly blends luxury, comfort, and Florida living at its finest. From the moment you step inside, you'll be captivated by the beautiful finishes, tile flooring throughout, and bright, spacious open-concept layout. The gorgeous, completely remodeled kitchen is truly the heart of the home, featuring an expansive design that flows seamlessly into the oversized living room. Soaring windows flood the space with natural light while showcasing beautiful views of the screened-in pool and surrounding landscape. Perfect for entertaining, the home also features a fabulous wet bar complete with an ice machine, wine refrigerator, and sink! Step outside to your very own private paradise! The expansive screened-in patio features a fantastic outdoor bar and seating area, along with a beautiful heated pool overlooking the peaceful lake and lush golf course. Whether you're entertaining guests, enjoying your morning coffee, or unwinding after a long day, this outdoor space is nothing short of spectacular! The spacious primary suite offers a luxurious retreat, complete with two oversized walk-in closets and a beautifully remodeled ensuite bathroom featuring an enormous walk-in shower and a separate spa tub designed for ultimate relaxation. On the opposite side of the home, you'll find two generously sized guest bedrooms and a beautifully appointed full bathroom, providing plenty of comfort and privacy. Upstairs, discover an incredible oversized fourth bedroom with its own private ensuite bathroom and balcony showcasing breathtaking panoramic views of the golf course, marsh, and lake! This versatile space offers endless possibilities as a private guest suite, additional living area, entertainment room, or luxurious home office. Located in the prestigious Marsh Creek Country Club community, residents can enjoy a beautiful golf course, clubhouse,
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,605
Sqft
0.25 ac
Lot size
2
Garage
1995
Year built
Two
Levels
$333
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,443 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,443/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$333 vs $239
Days on market
21 vs 44 typical
Where $333/sqft sits among the 180 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The St Augustine market
$384K → $426K
St Augustine median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
87 of 180
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 162% above the St Augustine median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 MARSHSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$633,000
412 PLAYERS COURT · same community
3 bd · 2 ba · 2,110 sqft · $300/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 109 MARSHSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 MARSHSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
109 MARSHSIDE DRIVE FAQs
What would the monthly payment be for 109 MARSHSIDE DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,443/mo — principal and interest, the actual property-tax bill, the $227/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 109 MARSHSIDE DRIVE?+
The association fee works out to $227 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 109 MARSHSIDE DRIVE?+
The most recent tax bill on record (2025) was $737. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 109 MARSHSIDE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $1,199,000, this home is listed about 162% above the St Augustine median of $457,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of LIGHTHOUSE REALTY ASSOCIATES, · Karen Lindsey. MLS #FC322162.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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