170 HAMLET TRACE, ORMOND BEACH, FL, 32174
Active17 days on marketListed Oct 22, 2026MLS #FC322197
About this home
170 HAMLET TRACE
Virtually Staged. **INCREDIBLE VALUE WITH A LAKE VIEW!** Opportunity is knocking, and this is one you don't want to miss! Priced as the most affordable home currently available in the subdivision, this spacious 3-bedroom, 2-bath home offers an exceptional combination of space, location, potential, and value! Step inside and discover a wonderfully open, split-bedroom floor plan featuring both a living room and a separate family room, a dedicated dining area, and plenty of space to spread out, entertain, or simply relax. The generously sized primary suite offers a private retreat with an en-suite bathroom featuring both a separate soaking tub and shower. And then there's the view! Step onto your screened back porch, where peaceful lake views create the perfect setting for morning coffee, evening relaxation, or simply enjoying the Florida lifestyle. Additional highlights include a two-car garage, spacious living areas, and a flexible layout with tremendous potential. Does this home need some updating? Absolutely! But that's where the opportunity lies. Bring your ideas, add your personal touches, and transform this already impressive property into something truly special. With its desirable floor plan, beautiful lake views, and outstanding price position within the neighborhood, the possibilities are exciting! **Why pay more for someone else's taste when you can create a home that's uniquely yours?** Space, views, potential, and an incredible value. This property delivers an opportunity that's increasingly hard to find!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,854
Sqft
0.5 ac
Lot size
2
Garage
2001
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,122 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,122/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.5%
$/sqft vs Ormond Beach actives
$178 vs $231
Days on market
17 vs 69 typical
Where $178/sqft sits among the 396 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
54,783
Median age
56.6
Median income
$71,011
Median home value
$356,800
Avg household
2.18
Households w/ children
4,865
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$400K → $400K
Ormond Beach median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
215 of 396
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 170 HAMLET TRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$354,000
37 N TYMBER CREEK
3 bd · 2 ba · 1,847 sqft · $192/sqft · 146 DOM
Sold · Dec ’25$332,500
19 HUNTINGTON PLACE
3 bd · 2 ba · 1,837 sqft · $181/sqft · 161 DOM
Sold · Dec ’25$310,000
12 HUNTINGTON PLACE
3 bd · 2 ba · 1,876 sqft · $165/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 170 HAMLET TRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 170 HAMLET TRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
170 HAMLET TRACE FAQs
What would the monthly payment be for 170 HAMLET TRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,122/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 170 HAMLET TRACE?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 170 HAMLET TRACE?+
The most recent tax bill on record (2025) was $5,527. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 170 HAMLET TRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $330,000, this home is listed about 17% below the Ormond Beach median of $399,180. The market section on this page shows how the area is trending.
Which schools are assigned to 170 HAMLET TRACE?+
Pine Trail Elementary School (elementary), Ormond Beach Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32174 market on paper
$330,000 is 13% below the ORMOND BEACH 32174 median of $379,999, and at $178/sqft it sits under the Ormond Beach average of $262.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Pine Trail Elementary School, Ormond Beach Middle School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Mike Metzger. MLS #FC322197.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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