1415 OCEAN SHORE BOULEVARD UNIT 805, ORMOND BEACH, FL, 32176
Active16 days on marketListed Oct 22, 2026MLS #FC322231
About this home
1415 OCEAN SHORE BOULEVARD UNIT 805
CONVENTIONAL FINANCING OPPORTUNITY! OWNER OPEN TO LEASE-TO-OWN OPTION! Exciting news for buyers! According to the condominium association, Fannie Mae-backed conventional financing is available for this building, offering qualified buyers additional financing options in a market where many surrounding condominium buildings face lending restrictions. The owner is also open to considering a lease-to-own arrangement, providing even more flexibility for buyers looking to enjoy oceanfront living! Experience the beauty of oceanfront living in this inviting condo at 1415 Ocean Shore Blvd, Unit 805, in Ormond Beach! Enjoy stunning Atlantic Ocean views from your private balcony, the perfect spot to relax and take in the refreshing coastal breeze. Inside, the bright, open living and dining area features tile flooring and sliding glass doors that welcome natural light while creating a seamless connection to the outdoor space. The updated kitchen showcases white cabinetry, modern countertops, a stylish tile backsplash, and stainless steel appliances. The spacious primary bedroom offers a relaxing retreat, while the additional bedroom provides flexibility for guests or a home office. Both bathrooms feature updated finishes, and ample storage and a dedicated utility area add everyday convenience. Enjoy an array of community amenities designed to complement the coastal lifestyle, including an oceanfront swimming pool, fitness center, library, comfortable community lounge, recreation room with billiards and table tennis, and a convenient community laundry facility. The community also features gathering and dining areas, providing additional spaces to relax and socialize. Ideally situated along the beautiful Ormond Beach coastline, this oceanfront condo offers an exceptional opportunity to enjoy the Florida beach lifestyle as a full-time residence or seasonal getaway. With conventional financing options and the owner willing to consider lease-to-own terms, buyers have multiple paths to making this coastal retreat their own. Don't miss this opportunity to experience oceanfront living in Ormond Beach!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,255
Sqft
1.9 ac
Lot size
1974
Year built
One
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,048 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,048/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.4%
$/sqft vs Ormond Beach actives
$299 vs $231
Days on market
16 vs 69 typical
Where $299/sqft sits among the 395 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,841
Median age
61.3
Median income
$78,410
Median home value
$416,500
Avg household
2.01
Households w/ children
921
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$400K → $400K
Ormond Beach median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
215 of 395
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1415 OCEAN SHORE BOULEVARD UNIT 805
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$232,000
1415 OCEAN SHORE BOULEVARD UNIT 704 · same community
2 bd · 2 ba · 1,255 sqft · $185/sqft · 266 DOM
Sold · Sep ’26$242,500
1415 OCEAN SHORE BOULEVARD UNIT 1112 · same community
2 bd · 2 ba · 1,225 sqft · $198/sqft · 868 DOM
Sold · Sep ’26$190,000
1415 OCEAN SHORE BOULEVARD UNIT 303 · same community
2 bd · 2 ba · 1,215 sqft · $156/sqft · 562 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1415 OCEAN SHORE BOULEVARD UNIT 805 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1415 OCEAN SHORE BOULEVARD UNIT 805 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1415 OCEAN SHORE BOULEVARD UNIT 805 FAQs
What would the monthly payment be for 1415 OCEAN SHORE BOULEVARD UNIT 805?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,048/mo — principal and interest, the actual property-tax bill, the $871/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1415 OCEAN SHORE BOULEVARD UNIT 805?+
The association fee works out to $871 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1415 OCEAN SHORE BOULEVARD UNIT 805?+
The most recent tax bill on record (2025) was $3,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1415 OCEAN SHORE BOULEVARD UNIT 805?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $375,000, this home is listed about 6% below the Ormond Beach median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1415 OCEAN SHORE BOULEVARD UNIT 805?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$375,000 runs 15% above the ORMOND BEACH 32176 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $871/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Taner Banks. MLS #FC322231.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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