301 CHAPEL ROAD, ST AUGUSTINE, FL, 32084
Pending15 days on marketListed Oct 20, 2026MLS #FC322257
About this home
301 CHAPEL ROAD
Welcome home to this renovated 3-bedroom, 1.5-bathroom brick ranch on a generous 0.26-acre lot in St. Augustine, Florida. Step inside to a bright living room where large windows fill the space with natural light, and a fresh neutral palette flows into a separate dining area made for shared meals. The galley kitchen is ready for everyday cooking, with white raised-panel cabinetry, granite countertops, stainless steel appliances including a French-door refrigerator, an undermount sink, a matte black pull-down faucet, and easy-care tile flooring. The enclosed Florida room, framed by a wall of black-framed windows and painted brick, is ideal for a home office, gym, or quiet morning coffee. Outside, white painted brick, board-and-batten accents, and a craftsman-style front door create inviting curb appeal. The large backyard offers mature shade trees and plenty of room for a garden or patio. Move-in ready, single-level living in St. Augustine close to downtown and 95 for easy access.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,284
Sqft
0.26 ac
Lot size
1962
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,509 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,509/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−41.8%
$/sqft vs St Augustine actives
$225 vs $238
Days on market
15 vs 44 typical
Where $225/sqft sits among the 189 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32084 — neighborhood snapshot
Population
36,998
Median age
43.9
Median income
$72,965
Median home value
$295,000
Avg household
2.43
Households w/ children
3,332
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$384K → $426K
St Augustine median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
88 of 189
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 301 CHAPEL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$235,000
209 WHITLAND WAY
2 bd · 2.5 ba · 1,211 sqft · $194/sqft · 0 DOM
Sold · May ’26$237,760
113 Whitland WAY
2 bd · 2.5 ba · 1,211 sqft · $196/sqft · 42 DOM
Sold · Apr ’26$495,000
32 JOHN STREET
3 bd · 2 ba · 1,362 sqft · $363/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 301 CHAPEL ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 301 CHAPEL ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
301 CHAPEL ROAD FAQs
What would the monthly payment be for 301 CHAPEL ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,509/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 301 CHAPEL ROAD?+
The most recent tax bill on record (2025) was $2,847. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Augustine?+
At $289,000, this home is listed about 37% below the St Augustine median of $457,000. The market section on this page shows how the area is trending.
Which schools are assigned to 301 CHAPEL ROAD?+
Mky- Head Start /Dpp Pk School (), Ketterlinus Elementary School (elementary), Sebastian Middle School (middle), St. Augustine High School (high), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEACH STATE REALTY · Justin Petrucci. MLS #FC322257.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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