243 PUEBLA ROAD, ST AUGUSTINE, FL, 32080
Active14 days on marketListed Oct 23, 2026MLS #FC322336
About this home
243 PUEBLA ROAD
Welcome to easy coastal living in the golf-cart-friendly community of Treasure Beach. This manufactured home offers 784 square feet of comfortable living space with two bedrooms and one bath, an ideal fit for a weekend getaway, a low-maintenance full-time residence, or a vacation rental. It sits on a 0.22-acre canal-front lot with approximately 75 linear feet of water frontage and direct access to the Intracoastal Waterway. For boaters, the waterfront here is the star of the show. A newer bulkhead, boat dock and boat lift have already been put in place, so the costly, time-consuming waterfront work is done, and you can simply launch and go. Open water is just minutes from your back door, and the boat house keeps your vessel protected from the Florida sun and weather between outings. The ocean is just as easy to reach. Deeded beach access with a lighted pedestrian crosswalk puts the sand just down the road, nearby shopping and dining round out the island lifestyle, and with no HOA or CDD fees, you can enjoy it all without the added monthly costs. With no minimum rental period, this property also offers excellent short-term rental potential, whether you're looking to offset ownership costs between personal stays or maximize its return as a full-time investment property. Waterfront with this kind of updated boating infrastructure is a rare find on Anastasia Island, so schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
784
Sqft
0.22 ac
Lot size
1984
Year built
One
Levels
$534
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,658 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,658/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$534 vs $237
Days on market
14 vs 44 typical
Where $534/sqft sits among the 188 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Beach
Get to know St Augustine. See the full St Augustine guide →
Treasure Beach — neighborhood snapshot
Population
876
Median age
52
Median income
$46,364
Median home value
$487,900
Avg household
2
Households w/ children
56%
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$384K → $426K
St Augustine median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
88 of 188
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the ST AUGUSTINE 32080 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 243 PUEBLA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$282,000
231 PUEBLA ROAD · same community
2 bd · 2 ba · 924 sqft · $305/sqft · 51 DOM
Sold · Oct ’26$444,000
6302 GOMEZ ROAD · same community
2 bd · 2 ba · 960 sqft · $463/sqft · 5 DOM
Sold · Aug ’26$505,000
299 PUEBLA ROAD · same community
3 bd · 2 ba · 1,344 sqft · $376/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 243 PUEBLA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 243 PUEBLA ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
243 PUEBLA ROAD FAQs
What would the monthly payment be for 243 PUEBLA ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,658/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 243 PUEBLA ROAD?+
The most recent tax bill on record (2025) was $5,237. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 243 PUEBLA ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $419,000, this home is listed about 8% below the St Augustine median of $457,000. The market section on this page shows how the area is trending.
Which schools are assigned to 243 PUEBLA ROAD?+
W. Douglas Hartley Elementary (elementary), Gamble Rogers Middle School (middle), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST AUGUSTINE 32080 market on paper
$419,000 is 27% below the ST AUGUSTINE 32080 median of $572,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
W. Douglas Hartley Elementary, Gamble Rogers Middle School, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS (ST. AUG) · Frank Perez-Andreu. MLS #FC322336.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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