48 NAVARRA COURT UNIT 48, ST AUGUSTINE, FL, 32086
Active13 days on marketListed Oct 24, 2026MLS #FC322356
About this home
48 NAVARRA COURT UNIT 48
NEW PRICE IMPROVEMENT! Welcome to 48 Navarra Court, a beautifully updated 2-bedroom, 2-full-bath corner-unit condo in Conquistador, an amenity-rich Intracoastal Waterway community in St. Augustine Shores. Step inside to a bright, inviting floor plan featuring vaulted ceilings, an open living and dining area, a built-in bookcase, and a mix of luxury vinyl plank, tile, and carpet flooring. The screened patio extends the living space outdoors and offers the perfect spot to relax and enjoy the Florida lifestyle. The updated kitchen combines style and function with butcher block countertops, a farmhouse-style stainless-steel sink, upgraded lighting, pantry storage, and breakfast-bar seating. A dedicated laundry area with a full-size front-loading washer and dryer adds everyday convenience. Both full bathrooms have been refreshed with updated finishes, including new tile flooring, faucets, and a new toilet. Additional improvements include a NEW HVAC system installed in August 2026, new patio screens, and overhead crawl-space storage with wood flooring. Conquistador offers an impressive lineup of amenities with THREE community pools, including one heated pool, pickleball and tennis courts, shuffleboard, a grilling area with pavilion, community center, car-wash area, and a fishing pier directly on the Intracoastal Waterway. Spend your days by the pool, play a round of pickleball, cast a line from the pier, or simply enjoy the laid-back Florida lifestyle. Conveniently located near golf, restaurants, shopping, historic downtown St. Augustine, and the area's beautiful beaches, 48 Navarra Court offers updated, low-maintenance living in a community packed with amenities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
902
Sqft
0 ac
Lot size
1994
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,907 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,907/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.8%
$/sqft vs St Augustine actives
$231 vs $238
Days on market
13 vs 44 typical
Where $231/sqft sits among the 189 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32086 — neighborhood snapshot
Population
34,855
Median age
50.2
Median income
$76,512
Median home value
$382,800
Avg household
2.38
Households w/ children
3,289
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$384K → $426K
St Augustine median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
88 of 189
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the ST AUGUSTINE 32086 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 48 NAVARRA COURT UNIT 48
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$135,000
27 CATALONIA COURT UNIT A
2 bd · 2 ba · 840 sqft · $161/sqft · 175 DOM
Sold · Nov ’25$282,000
362 CASUARINA CIRCLE
2 bd · 2 ba · 1,036 sqft · $272/sqft · 73 DOM
Sold · Sep ’26$228,000
14 NAVARRA COURT UNIT 14
2 bd · 2 ba · 1,102 sqft · $207/sqft · 119 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 48 NAVARRA COURT UNIT 48 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 48 NAVARRA COURT UNIT 48 — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
48 NAVARRA COURT UNIT 48 FAQs
What would the monthly payment be for 48 NAVARRA COURT UNIT 48?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,907/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 48 NAVARRA COURT UNIT 48?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 48 NAVARRA COURT UNIT 48?+
The most recent tax bill on record (2025) was $2,307. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 48 NAVARRA COURT UNIT 48?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $208,000, this home is listed about 54% below the St Augustine median of $457,000. The market section on this page shows how the area is trending.
Which schools are assigned to 48 NAVARRA COURT UNIT 48?+
Gamble Rogers Middle School (middle), Pedro Menendez High School (high), South Woods Elementary School (elementary), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENDLESS SUMMER REALTY · Krista Hoff. MLS #FC322356.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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