5916 RIO ROYALLE ROAD, ST AUGUSTINE, FL, 32080
Active0 days on marketListed Nov 6, 2026MLS #FC322515
About this home
5916 RIO ROYALLE ROAD
BOAT NOW. BUILD LATER! Your waterfront dream starts here! Located in Treasure Beach on Anastasia Island, this 0.28-acre canal-front homesite offers approximately 151 feet of waterfront and the opportunity to enjoy boating today while planning your future coastal retreat! Major waterfront improvements include a bulkhead replaced in 2023 and a dock and covered 12,000-pound boat lift completed in 2024. The dock features a roof-covered boat slip, upper deck, floating dock, lift wiring, fish-attracting light, floodlight, LED lighting, and GFCI-protected electrical receptacles. LOCATION IS EVERYTHING! Situated near the canal entrance rather than deep within the neighborhood's canal system, this property provides convenient access to the main waterway leading to the Intracoastal Waterway and Matanzas River. Spend less time navigating canals and more time enjoying the water! A potential impact fee credit of up to $17,811 may be available, depending on future construction plans. Enjoy the best of boating and beach living! Treasure Beach features an upgraded community beach walkway, just a walk or bike ride away, with a pedestrian-activated crosswalk on A1A that stops traffic for safer access. The community allows boat and RV parking and short-term vacation rentals, subject to applicable regulations. A voluntary Property Owners Association, approximately $100 annually, offers fishing tournaments, social gatherings, beach picnics, holiday celebrations, and more. An annual $661 canal dredging assessment is included in the property tax bill for the Army Corps of Engineers dredging project. Conveniently located near beautiful beaches, local dining, shopping, and historic downtown St. Augustine, this property offers a lifestyle shaped by saltwater breezes, boating, and the charm of Florida's Historic Coast. Some properties offer a place to live; this one offers a lifestyle worth building around!
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,926 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,926/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Treasure Beach
Get to know St Augustine. See the full St Augustine guide →
Treasure Beach — neighborhood snapshot
Population
876
Median age
52
Median income
$46,364
Median home value
$487,900
Avg household
2
Households w/ children
56%
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$384K → $426K
St Augustine median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the ST AUGUSTINE 32080 median. See the full St Augustine market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5916 RIO ROYALLE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5916 RIO ROYALLE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5916 RIO ROYALLE ROAD FAQs
What would the monthly payment be for 5916 RIO ROYALLE ROAD?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,926/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5916 RIO ROYALLE ROAD?+
The most recent tax bill on record (2025) was $5,264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Augustine?+
At $649,000, this home is listed about 42% above the St Augustine median of $457,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5916 RIO ROYALLE ROAD?+
W. Douglas Hartley Elementary (elementary), Gamble Rogers Middle School (middle), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$649,000 runs 13% above the ST AUGUSTINE 32080 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a St Augustine market that averages 44 — if it fits, move quickly.
04Strong assigned schools
W. Douglas Hartley Elementary, Gamble Rogers Middle School, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Elizabeth Kelly. MLS #FC322515.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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