740 ORCHARD AVENUE, ORMOND BEACH, FL, 32174
Active1 days on marketListed Nov 6, 2026MLS #FC322531
Come see it
Upcoming open house
Sun, Nov 8
9:30 AM – 10:30 PM
About this home
740 ORCHARD AVENUE
Virtually Staged. Discover this beautifully updated home in the heart of Ormond Beach! Step inside to discover fresh interior paint, new luxury vinyl plank flooring throughout, and updated LED lighting that create a bright, fresh, and inviting atmosphere. The fully renovated kitchen is designed to impress, featuring solid wood cabinetry, quartz countertops, quality materials, a farmhouse sink, and all-new fixtures—making everyday living and entertaining a pleasure. Both bathrooms have been tastefully remodeled, with the primary bath showcasing elegant floor-to-ceiling tile, a new vanity with quartz countertops, and stylish new fixtures. Need extra space? The impressive 360-square-foot bonus room offers endless possibilities as a family room, additional primary suite, home office, or versatile flex space to fit your lifestyle. Enjoy added peace of mind with a new roof (2025) and new HVAC system (2026). An oversized two-car garage with a new opener provides plenty of storage and convenience. Outside, relax on the inviting front deck or enjoy the spacious backyard with room to entertain, garden, or simply unwind. With extensive renovations, versatile living space, and an unbeatable location, this home delivers exceptional value and the opportunity to enjoy the best of Ormond Beach living. Don't miss this move-in-ready gem!
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,140
Sqft
0.26 ac
Lot size
2
Garage
1956
Year built
One
Levels
$246
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,383 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,383/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
Days on market
1 vs 65 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rio Vista Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Rio Vista Gardens — neighborhood snapshot
Population
446
Median age
54
Median income
$69,700
Median home value
$228,000
Avg household
2
Households w/ children
43%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$400K → $408K
Ormond Beach median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 740 ORCHARD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 740 ORCHARD AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
740 ORCHARD AVENUE FAQs
What would the monthly payment be for 740 ORCHARD AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,383/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 740 ORCHARD AVENUE?+
The most recent tax bill on record (2026) was $2,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 740 ORCHARD AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $279,900, this home is listed about 30% below the Ormond Beach median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 740 ORCHARD AVENUE?+
Holly Hill Elementary (elementary), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of YOUR HOME SOLD GUARANTEED REAL · Jesse Warmka. MLS #FC322531.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ormond Beach homes, in your inbox
Like 740 ORCHARD AVENUE but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Colleen to ping you on any price or status change →