CENTURY 21 Edge
$405,0003 bd2 ba2,454 sqft$165 /sqft≈$3,152 /mo all-in ↓

1712 BRISTLECONE PINE PLACE, JACKSONVILLE, FL, 32225

Active1 days on marketListed Nov 5, 2026MLS #FC322560

WaterfrontSingle Family ResidenceTIFFANY PINES

About this home

1712 BRISTLECONE PINE PLACE

MAJOR UPDATES ARE IN PLACE—YOUR TURN TO MAKE IT HOME! BUYER INCENTIVE & ASSUMABLE LOAN OPPORTUNITY: Explore the opportunity to assume the existing VA mortgage at a fixed 4.25% interest rate (subject to VA qualification and approval terms). Alternatively, take advantage of a 1% temporary rate buydown for the first year, offered as a lender-paid incentive when financing through our preferred lender! This incentive lowers your initial monthly mortgage payment, giving you extra breathing room as you settle in. (See attached lender flyer in MLS documents for full financing terms, APR, and disclosure details). ROOM TO GROW & A PLACE TO CALL HOME! This property features a 2022 ROOF and premium WINDOWS AND HARDIE BOARD SIDING INSTALLED IN 2024, along with NEW FRONT AND BACK DOORS (2024). Massive, high-value investments have already been taken care of, allowing you to move right in and focus entirely on making this space your own. Additional recent updates include a 2023 water heater and refrigerator, fresh interior paint throughout the main living areas (2024), and custom built-in butcher block desk spaces (2024)—include a perfect setup for remote work or a dedicated home office. Offering 3 bedrooms, 2 full bathrooms, and 2,454 square feet of beautifully appointed living space, this home provides an ideal layout with ample room for everyone to spread out. Picture hosting elegant dinners, lively weekend gatherings, or simply enjoying cozy evenings in a home tailored for comfort. Step outside to explore the possibilities of an expansive 0.40-acre homesite. Whether you envision a lush garden, a vibrant outdoor entertainment hub, or simply a private, peaceful retreat to breathe easy, this massive yard is ready to become your personal oasis. Thoughtfully priced to offer an unmatched, attractive opportunity, this property seamlessly combines major recent capital improvements, generous living spaces, and an incredible price point. 1712 Bristlecone Pine Place is completely turnkey and ready for its next chapter.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,454

Sqft

0.4 ac

Lot size

1985

Year built

One

Levels

$165

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer · Water Softener · Whole House R.O. System
InteriorCarbon Mono/Detector · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Skylight(s) · Solid Wood Cabinets · Thermostat · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBrick · HardiPlank Type · Wood Frame
FoundationSlab
ViewWater
FacesSoutheast
ParkingDriveway
ExteriorPrivate Yard

Community & fees

Taxes (2025)$384/yr

Utilities & systems

UtilitiesElectricity Connected · Fiber Optics · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,152 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,781
FHA mortgage insurance (est.)$179
Property tax — 2025 actual bill$32
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,175Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,175
Interest rate7.50%
Loan term

Estimated payment

$3,152/mo

Principal & interest$2,781
FHA mortgage insurance (est.)$179
Property taxes (actual bill)$32
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $405K
$389KedgeAI estimate $469,399 · range $422K–$501K$521K

vs edgeAI estimate

−13.7%

Days on market

1 vs 39 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fort Caroline Shores

Get to know Jacksonville. See the full Jacksonville guide →

Fort Caroline Shores — neighborhood snapshot

Population

3,971

Median age

46

Median income

$120,158

Median home value

$365,739

Avg household

3

Households w/ children

449

For the school run

Duval County School District

ElementarySabal Palm Elementary School★★★★★
MiddleLandmark Middle School★★★★★
HighSandalwood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Jacksonville market

Seller’s marketLeans seller — 3.3 months of inventoryBuyer’s market

$310K → $336K

Jacksonville median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the JACKSONVILLE 32225 median. See the full Jacksonville market guide →

Paper trail

This home's history

Nov 5, 2026Listed at $405,000 · 1 days on market since
1985Built · TIFFANY PINES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1712 BRISTLECONE PINE PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1712 BRISTLECONE PINE PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1712 BRISTLECONE PINE PLACE FAQs

What would the monthly payment be for 1712 BRISTLECONE PINE PLACE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,152/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1712 BRISTLECONE PINE PLACE?+

The most recent tax bill on record (2025) was $384. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Jacksonville?+

At $405,000, this home is listed about 40% above the Jacksonville median of $289,990. The market section on this page shows how the area is trending.

Which schools are assigned to 1712 BRISTLECONE PINE PLACE?+

Sabal Palm Elementary School (elementary), Landmark Middle School (middle), Sandalwood High School (high) — Duval County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$405,000 runs 22% above the JACKSONVILLE 32225 median — but at 2,454 sqft it's also 61% larger than the typical Jacksonville listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Jacksonville market that averages 39 — if it fits, move quickly.

04Strong assigned schools

Sabal Palm Elementary School, Landmark Middle School, Sandalwood High School — Sabal Palm Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 REALTY EXCHANGE · Savannah Salmans. MLS #FC322560.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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