4 OCEAN TRACE ROAD UNIT 322, ST AUGUSTINE, FL, 32080
Active0 days on marketListed Nov 6, 2026MLS #FC322562
Come see it
Upcoming open house
Sat, Nov 7
12:00 PM – 2:00 PM
About this home
4 OCEAN TRACE ROAD UNIT 322
THE OCEAN IS CALLING! Steps from ocean, St Augustine Beach & Tennis Condos has secure beach access, 2 pools, cabana, rec room, Owner’s pets allowed, 5-night min. rentals & plenty of outdoor parking for your boat & bikes. Onsitemaintenance for common areas & property mgt. Roof recoated 2022. SIRS Milestones passed 2025 & no pendingassessments. Condo #322 is on the 3rd floor “North Wing” with peaceful & pristine ocean views. Remodeled kitchen, Quartzcountertops, open concept, Crown moulding, newly painted, tile flooring throughout & Primary walk-in shower. Enjoy sunrises& evening breezes. Conveniently located to shops, restaurants, grocery & the iconic, historic America's Oldest City. Condo#322 is impeccably decorated, fully-furnished, incl. linens & kitchen essentials, creating a tranquil home for your enjoyment,relaxation & immediate occupancy. 1 yr. Home Warranty. January - March 2027 rental is secured for investment if desired.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,129
Sqft
0 ac
Lot size
1976
Year built
One
Levels
$504
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,456 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,456/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.8%
Days on market
0 vs 44 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32080 — neighborhood snapshot
Population
20,894
Median age
59.4
Median income
$92,531
Median home value
$535,800
Avg household
2.03
Households w/ children
1,241
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$384K → $426K
St Augustine median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the ST AUGUSTINE 32080 median. See the full St Augustine market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4 OCEAN TRACE ROAD UNIT 322 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4 OCEAN TRACE ROAD UNIT 322 — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4 OCEAN TRACE ROAD UNIT 322 FAQs
What would the monthly payment be for 4 OCEAN TRACE ROAD UNIT 322?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,456/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4 OCEAN TRACE ROAD UNIT 322?+
The most recent tax bill on record (2025) was $6,024. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4 OCEAN TRACE ROAD UNIT 322?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $569,000, this home is listed about 25% above the St Augustine median of $457,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4 OCEAN TRACE ROAD UNIT 322?+
R. B. Hunt Elementary School (elementary), Mky- Head Start /Dpp Pk School (), Sebastian Middle School (middle), St. Augustine High School (high), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Fresh on the market
Listed today in a St Augustine market that averages 44 — if it fits, move quickly.
03Strong assigned schools
R. B. Hunt Elementary School, Mky- Head Start /Dpp Pk School, Sebastian Middle School, St. Augustine High School, First Coast Technical College — R. B. Hunt Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE · Laura Yunger. MLS #FC322562.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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