7 ISABEL STREET, ST AUGUSTINE, FL, 32084
Active0 days on marketListed Nov 6, 2026MLS #FC322595
About this home
7 ISABEL STREET
CHARMING ST. AUGUSTINE HOME MINUTES FROM HISTORIC DOWNTOWN WITH SHORT-TERM RENTAL POTENTIAL! Discover the charm and character of this inviting 2-bedroom, 1-bath home offering 1,070 square feet of living space in the desirable Bayview neighborhood of St. Augustine, Florida. Conveniently located just minutes from historic downtown St. Augustine, restaurants, shopping, entertainment, and popular attractions, this property offers an excellent opportunity for homeowners and investors alike. Step inside to an open floor plan featuring comfortable living spaces, wood flooring, and a welcoming atmosphere. The charming front porch adds curb appeal and provides the perfect place to relax. Outside, enjoy a spacious, fully fenced backyard shaded by mature trees, complete with a unique treehouse and plenty of room for outdoor entertaining. With no HOA fees and a location in Flood Zone X, this property offers additional appeal. Whether you’re searching for a primary residence, vacation getaway, or investment property with potential for short-term rental income, this St. Augustine home offers an attractive combination of location, character, and opportunity. Don’t miss your chance to own a piece of St. Augustine charm just minutes from historic downtown!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,070
Sqft
0.15 ac
Lot size
1940
Year built
Two
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,928 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,928/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−48.4%
$/sqft vs St Augustine actives
$298 vs $237
Days on market
0 vs 44 typical
Where $298/sqft sits among the 199 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32084 — neighborhood snapshot
Population
36,998
Median age
43.9
Median income
$72,965
Median home value
$295,000
Avg household
2.43
Households w/ children
3,332
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$384K → $426K
St Augustine median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
88 of 199
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 7 ISABEL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$400,000
1740 WISCONSIN LANE · same community
1 bd · 1 ba · 576 sqft · $694/sqft · 307 DOM
Sold · Dec ’25$1,900,000
3464 CAMINO REAL · same community
4 bd · 5 ba · 2,847 sqft · $667/sqft · 411 DOM
Sold · Dec ’25$2,127,000
1683 SIESTA DRIVE · same community
4 bd · 5 ba · 2,872 sqft · $741/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7 ISABEL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7 ISABEL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7 ISABEL STREET FAQs
What would the monthly payment be for 7 ISABEL STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,928/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7 ISABEL STREET?+
The most recent tax bill on record (2025) was $5,237. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Augustine?+
At $318,999, this home is listed about 30% below the St Augustine median of $457,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7 ISABEL STREET?+
Mky- Head Start /Dpp Pk School (), Ketterlinus Elementary School (elementary), Sebastian Middle School (middle), St. Augustine High School (high), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST AUGUSTINE 32084 market on paper
$318,999 is 12% below the ST AUGUSTINE 32084 median of $362,250, and at $298/sqft it sits under the St Augustine average of $306.
02Fresh on the market
Listed today in a St Augustine market that averages 44 — if it fits, move quickly.
03Strong assigned schools
Mky- Head Start /Dpp Pk School, Ketterlinus Elementary School, Sebastian Middle School, St. Augustine High School, First Coast Technical College — Ketterlinus Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · Shelley DeVito. MLS #FC322595.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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