CENTURY 21 Edge
$610,0007 bd3.5 ba2,774 sqft$220 /sqft$3,794 /mo all-in ↓

1788 HIGHWAY 10A, PONCE DE LEON, FL, 32455

Active509 days on marketListed Mar 17, 2025MLS #G5094185

Single Family ResidencePONCE DE LEON

About this home

1788 HIGHWAY 10A

Come and live the small-town country life at its finest! Welcome to Ponce De Leon! Known for the Ponce De Leon Springs and State Park that are only 5 minutes away. This unique property offers a main single-family brick home, that provides new vinyl and carpet flooring, a new AC unit, and a metal roof that is about 6 years old. The attic has been recently double-insulated. The main home features 3 bedrooms and 1 1/2 baths, a full kitchen, and an inside utility room all under 1144 sq ft. The main house is on city water but has a private septic. Venture out back and you will find TWO single-wide mobile homes that each feature 2 bedrooms and 1 bath, full kitchens, and inside utility rooms. Each single wide has a private septic and shares a well for water. Live in the main home and rent out the 2 back mobile homes OR bring the family and use the mobile homes as in-law suites! The property also features a main 2-car garage and room for plenty of storage. In the back, there is another 1-car garage/shed. The property has been fully fenced and has an RV hook-up as well. The property is located on a paved road, yet still outside of the city limits. The possibilities on this property are endless! Schedule your showing today!

Facts & features

The home at a glance

7

Bedrooms

3.5

Bathrooms

2,774

Sqft

1.14 ac

Lot size

3

Garage

1983

Year built

One

Levels

$220

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Linoleum · Vinyl
AppliancesDryer · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBrick
FoundationBlock · Slab
ViewTrees/Woods
FacesNorth
ExteriorLighting · Private Mailbox · Storage

Community & fees

Taxes (2024)$1,365/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,794 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property tax — 2024 actual bill$114
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,000
Interest rate6.00%
Loan term

Estimated payment

$3,794/mo

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property taxes (actual bill)$114
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ponce De Leon

Map of 1788 HIGHWAY 10A

Get to know Ponce De Leon. See the full Ponce De Leon guide →

PONCE DE LEON 32455 — neighborhood snapshot

Population

3,903

Median age

46.9

Median income

$45,110

Median home value

$110,600

Avg household

2.43

Households w/ children

488

For the school run

Holmes County School District

ElementaryPonce De Leon Elementary School★★★★
HighHolmes County High School★★★★★
Bethlehem High School★★★★
Poplar Springs High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ponce De Leon market

$375K$375K

Ponce De Leon median sold, yr/yr

This home is listed 102% above the PONCE DE LEON 32455 median. See the full Ponce De Leon market guide →

Paper trail

This home's history

Mar 17, 2025Listed at $610,000 · 509 days on market since
1983Built · PONCE DE LEON

Reality check

What actually sold near 1788 HIGHWAY 10A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

232 NW 15th St, Homestead FL 33030Sold · Feb ’26

$555,000

232 NW 15th St, Homestead FL 33030 · same community

3 bd · 2 ba · 1,834 sqft · $303/sqft · 12 DOM

524 NW 14th St, Homestead FL 33030Sold · Feb ’26

$569,900

524 NW 14th St, Homestead FL 33030 · same community

4 bd · 3 ba · 1,820 sqft · $313/sqft · 17 DOM

231 NW 14th St, Homestead FL 33030Sold · Oct ’25

$555,000

231 NW 14th St, Homestead FL 33030 · same community

5 bd · 3 ba · 1,601 sqft · $347/sqft · 108 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1788 HIGHWAY 10A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1788 HIGHWAY 10A — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1788 HIGHWAY 10A FAQs

What would the monthly payment be for 1788 HIGHWAY 10A?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,794/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1788 HIGHWAY 10A?+

The most recent tax bill on record (2024) was $1,365. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ponce De Leon?+

At $610,000, this home is listed about 72% above the Ponce De Leon median of $355,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1788 HIGHWAY 10A?+

Ponce De Leon Elementary School (elementary), Holmes County High School (high), Bethlehem High School (), Poplar Springs High School () — Holmes County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLBERT REALTY GROUP LLC · Brittany Colbert. MLS #G5094185.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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