CENTURY 21 Edge
$269,000$275,0003 bd2 ba1,688 sqft$159 /sqft≈$2,233 /mo all-in ↓

440 KENSINGTON VIEW DRIVE, WINTER HAVEN, FL, 33880

Active309 days on marketListed Dec 14, 2025MLS #G5105497

✦ Reduced $6KSingle Family ResidenceKENSINGTON VIEW

About this home

440 KENSINGTON VIEW DRIVE

Short Sale. Built in 2020, this well-designed 3-bedroom, 2-bathroom home offers 1,688 square feet of living space, an attached 2-car garage, and a desirable corner lot with a private vinyl-fenced side and backyard. Step inside to an inviting floor plan featuring hard-surface flooring throughout most of the home and a spacious living area ideal for everyday living and entertaining. The kitchen features granite countertops, rich brown cabinetry, ample counter and storage space, and an eat-in dining area, creating a comfortable central gathering space. The primary suite offers privacy, a walk-in closet and its own full bathroom, while two additional bedrooms provide flexibility for guests, an office or additional living space. A dedicated laundry room adds everyday convenience. Sliding glass doors lead to the covered rear lanai and fenced backyard, providing additional outdoor living space for relaxing, grilling or entertaining. The corner homesite offers additional separation from neighboring properties, while mature landscaping, an irrigation system and sidewalks enhance the exterior. Kensington View offers sidewalks, street lighting, open green spaces and a community playground, and its location provides convenient access to US Highway 17 and the Polk Parkway, making travel throughout Polk County and toward Lakeland, Orlando and Tampa convenient. Enjoy being approximately 20 minutes from LEGOLAND® Florida Resort, home to the LEGOLAND theme park, Water Park, SEA LIFE Florida Aquarium and additional attractions. Winter Haven is also known for its Chain of Lakes, boating and recreation, while nearby Cypress Gardens Boulevard offers numerous restaurants, shopping and everyday services. For commuters and travelers, the Lakeland area is approximately 15 miles away, and Lakeland Linder International Airport is approximately 14 miles from Kensington View. The home's Central Florida location provides access to the employment, dining and entertainment options of Lakeland while keeping Winter Haven's shopping, recreation and attractions close to home. With newer construction, a fenced corner lot, covered outdoor living space and a convenient location between Winter Haven and Lakeland, 440 Kensington View Drive offers an excellent combination of comfort, location and accessibility. I would use this version over the old MLS remarks because it does a much better job of selling the location, especially the 20-minute LEGOLAND proximity, Lakeland access, US-17/Polk Parkway connectivity, and Winter Haven recreation.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,688

Sqft

0.16 ac

Lot size

2

Garage

2020

Year built

One

Levels

$159

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate
AppliancesNone
InteriorCeiling Fan(s) · Eating Space In Kitchen · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$53/mo
Taxes (2024)$3,809/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Yes
CommunityPlayground · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,233 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property tax — 2024 actual bill$317
HOA fee — from the listing$53
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,415
Interest rate6.00%
Loan term

Estimated payment

$2,233/mo

Principal & interest$1,584
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$317
HOA / condo fee$53
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $269K
$258KedgeAI estimate $276,877 · range $269K–$285K$297K

vs edgeAI estimate

−2.8%

$/sqft vs Winter Haven actives

$159 vs $170

Days on market

309 vs 74 typical

Where $159/sqft sits among the 400 Winter Haven actives

46
67
120 · this home
93
37
37
$100–126$126–151$151–177$177–202$202–228$228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Drive times from this address

Walt Disney World≈ 56 min
Downtown Tampa≈ 58 min
Universal Orlando≈ 66 min
Tampa Int’l Airport (TPA)≈ 69 min
Downtown Orlando≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33880 — neighborhood snapshot

Population

42,336

Median age

36.5

Median income

$56,803

Median home value

$200,900

Avg household

2.8

Households w/ children

5,516

For the school run

Polk County School District

ElementaryEagle Lake Elementary School★★★★★
MiddleWestwood Middle School★★★★★
HighLake Region High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketLeans seller — 5.0 months of inventoryBuyer’s market

$283K → $279K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

216 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $269,000 ▼ $6K
Dec 14, 2025Listed at $275,000 · 309 days on market since
2020Built · KENSINGTON VIEW

Reality check

What actually sold near 440 KENSINGTON VIEW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4749 MAGNOLIA PRESERVE AVENUESold · May ’26

$299,900

4749 MAGNOLIA PRESERVE AVENUE

4 bd · 2 ba · 1,700 sqft · $176/sqft · 10 DOM

296 SPIRIT LANDINGS CIRCLESold · Mar ’26

$275,000

296 SPIRIT LANDINGS CIRCLE

4 bd · 2 ba · 1,707 sqft · $161/sqft · 166 DOM

297 SPIRIT LANDINGS CIRCLESold · Apr ’26

$285,000

297 SPIRIT LANDINGS CIRCLE

4 bd · 2 ba · 1,707 sqft · $167/sqft · 277 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Emanuel Marin Maldonado

Your agent

Emanuel Marin Maldonado

Real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 440 KENSINGTON VIEW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 440 KENSINGTON VIEW DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

440 KENSINGTON VIEW DRIVE FAQs

What would the monthly payment be for 440 KENSINGTON VIEW DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,233/mo — principal and interest, the actual property-tax bill, the $53/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 440 KENSINGTON VIEW DRIVE?+

The association fee works out to $53 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 440 KENSINGTON VIEW DRIVE?+

The most recent tax bill on record (2024) was $3,809. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 440 KENSINGTON VIEW DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $269,000, this home is listed about 6% below the Winter Haven median of $286,000. The market section on this page shows how the area is trending.

Which schools are assigned to 440 KENSINGTON VIEW DRIVE?+

Eagle Lake Elementary School (elementary), Westwood Middle School (middle), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$269,000 runs 17% above the WINTER HAVEN 33880 median.

02Time on market is leverage

309 days on market against a Winter Haven median of 74 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $275,000, now $269,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of PREFERRED RE BROKERS III · Michael Huculak. MLS #G5105497.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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440 KENSINGTON VIEW DRIVE, WINTER HAVEN, FL — 3 Bed, 2 Bath — $269,000 | CENTURY 21 Edge