304 SILVER LILY WAY, ST AUGUSTINE, FL, 32092
Active243 days on marketListed Jan 20, 2026MLS #G5107028
About this home
304 SILVER LILY WAY
Virtually Staged. Under Construction. This home is very spacious yet feels cozy and welcoming! The popular Avalon ll main level of this home features a large family room, two open dining room areas, 5 bedrooms, 4 full baths and a fabulous kitchen! The island is extra-large and perfect for making memories and laughing with your family and friends. The kitchen is wonderful for all your cooking needs and offers plenty of beautiful upgrades. The owner's suite hosts plenty of space with room for cozy chairs and table! The owners' bath is fabulous with a walk-in shower, garden tub and separate sinks. The covered lanai is the perfect size for plenty of outdoor entertaining. The stairs will lead you up to a bonus room that comes with its own full bath and closet! This home has plenty of storage and includes a three-car garage. Come see one of our most popular floor plans today!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,875
Sqft
0.17 ac
Lot size
3
Garage
2026
Year built
Two
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,108 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,108/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs St Augustine actives
$219 vs $238
Days on market
243 vs 37 typical
Where $219/sqft sits among the 187 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silverleaf
Get to know St Augustine. See the full St Augustine guide →
Silverleaf — neighborhood snapshot
Population
4,245
Median age
53
Median income
$135,239
Median home value
$475,056
Avg household
2
Households w/ children
539
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $390K
St Augustine median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
68 of 187
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the ST AUGUSTINE 32092 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 304 SILVER LILY WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$663,987
231 SILVER LILY WAY · same community
5 bd · 4 ba · 2,875 sqft · $231/sqft · 0 DOM
Sold · Dec ’25$595,000
77 SILVER HERON WAY · same community
5 bd · 4 ba · 2,875 sqft · $207/sqft · 0 DOM
Sold · Jun ’26$640,000
220 SILVER LILY WAY · same community
5 bd · 4 ba · 2,875 sqft · $223/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 304 SILVER LILY WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 304 SILVER LILY WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
304 SILVER LILY WAY FAQs
What would the monthly payment be for 304 SILVER LILY WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,108/mo — principal and interest, the actual property-tax bill, the $122/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 304 SILVER LILY WAY?+
The association fee works out to $122 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 304 SILVER LILY WAY?+
The most recent tax bill on record (2025) was $2,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 304 SILVER LILY WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $629,455, this home is listed about 43% above the St Augustine median of $439,000. The market section on this page shows how the area is trending.
Which schools are assigned to 304 SILVER LILY WAY?+
Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$629,455 runs 27% above the ST AUGUSTINE 32092 median — but at 2,875 sqft it's also 72% larger than the typical St Augustine listing.
02Time on market is leverage
243 days on market against a St Augustine median of 37 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Tocoi Creek High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Tocoi Creek High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5107028.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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