1116 SAN BERNARDO ROAD, THE VILLAGES, FL, 32162
Active200 days on marketListed Jan 27, 2026MLS #G5107263
About this home
1116 SAN BERNARDO ROAD
~PERFECT FOR INVESTORS-RENTERS ALREADY IN PLACE~ ~NO BOND~ ~2026 HVAC~ ~2018 ROOF~ ~NO CARPET~ ~GRANITE COUNTERTOPS~ This 2/2 BAJA COURTYARD VILLA home is situated in the convenient Village of SANTIAGO, specifically in VILLA SAN LEANDRO. As you approach, the home welcomes you with beautiful rocks and shrubs, setting the tone for its appealing exterior. Step inside through the TILE foyer, and you'll find a spacious living/dining room combo, perfect for entertaining guests. LAMINATE flooring and UPGRADED LIGHTING enhance the beauty of the main living area. The galley kitchen features a TILE floor, GRANITE countertops, STAINLESS-STEEL appliances, and a CLOSET PANTRY creating a stylish and functional space. The primary bedroom features an ensuite bath UPDATED LIGHTING, MIRRORS and HARDWARE plus a convenient WALK-IN CLOSET. Your guests will enjoy privacy in the 2nd bedroom located right next to the guest bath which also features UPDATED LIGHTING, MIRRORS and HARDWARE. Both bedrooms have been updated with LAMINATE flooring. The home is designed for indoor-outdoor living, with a SCREENED-IN LANAI featuring a painted floor and a beautiful PAVER patio, surrounded by rocks and shrubs for a serene atmosphere. Additional features include a 1-1/2 car garage with a painted floor and ATTIC STAIRS for easy storage. The laundry is in the garage. The property is equipped with a WATER SOFTENER, and the Hot Water Heater is 2006. The location is ideal, close to SPANISH SPRINGS, GLENVIEW COUNTRY CLUB, the SAVANNAH CENTER, and SOUTHERN TRACE offering a variety of choices in restaurants, entertainment, and medical facilities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,102
Sqft
0.09 ac
Lot size
1
Garage
1999
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,137 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,137/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs THE VILLAGES
$254 vs $251
Days on market
200 vs 51 typical
Where $254/sqft sits among the 216 homes for sale in THE VILLAGES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $359K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
121 of 216
THE VILLAGES have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 1116 SAN BERNARDO ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$278,350
2382 DUE WEST DRIVE · same community
2 bd · 2 ba · 1,142 sqft · $244/sqft · 35 DOM
Sold · Dec ’25$307,500
262 ARBELLA LOOP · same community
2 bd · 2 ba · 1,142 sqft · $269/sqft · 100 DOM
Sold · Dec ’25$220,000
1639 W SCHWARTZ BOULEVARD · same community
2 bd · 2 ba · 1,144 sqft · $192/sqft · 194 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1116 SAN BERNARDO ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1116 SAN BERNARDO ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1116 SAN BERNARDO ROAD FAQs
What would the monthly payment be for 1116 SAN BERNARDO ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,137/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1116 SAN BERNARDO ROAD?+
The most recent tax bill on record (2025) was $2,458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1116 SAN BERNARDO ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $280,000, this home is listed about 26% below the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1116 SAN BERNARDO ROAD?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the THE VILLAGES 32162 market on paper
$280,000 is 20% below the THE VILLAGES 32162 median of $349,900, and at $254/sqft it sits under the The Villages average of $267.
02Time on market is leverage
200 days on market against a The Villages median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $300,000, now $280,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Debbie Schoonover. MLS #G5107263.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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