2946 DUKE TERRACE, THE VILLAGES, FL, 32163
Active164 days on marketListed Mar 4, 2026MLS #G5109060
About this home
2946 DUKE TERRACE
Welcome to this stunning BOND PAID block and stucco 3/2/2 home with golf cart garage in the highly sought-after Village of Sanibel! This beautifully stretched Jasmine Designer model features exceptional curb appeal with a custom-designed driveway, lush landscaping, and an expansive rear patio complete with a charming pergola — perfect for relaxing or entertaining. Step inside to discover soaring volume ceilings and a desirable split floor plan filled with natural light. The home boasts granite countertops, crisp white cabinetry with convenient pull-outs, solar tubes, tinted windows, and thoughtful upgrades throughout. A Kinetico water filtration system adds quality and comfort. The oversized garage includes Magic Stairs for easy attic access, an electric garage screen, and dedicated golf cart space. Inside, the extended floor plan provides larger bedrooms for added comfort. The spacious primary suite features a large walk-in closet, while the ensuite bathroom offers dual vanities and a Roman shower for a spa-like experience. The kitchen shines with white cabinetry and granite countertops, and the enclosed lanai offers sleek tile flooring and a Sun Kool Air system for year-round enjoyment. The water heater was replaced in 2020 for added peace of mind. Conveniently located near Brownwood and Lake Sumter Landing, as well as shopping, dining, and medical facilities, this home truly has it all. Schedule your private showing today and start living The Villages lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,661
Sqft
0.18 ac
Lot size
2
Garage
2011
Year built
One
Levels
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,333 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,333/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.7%
$/sqft vs THE VILLAGES
$280 vs $251
Days on market
164 vs 49 typical
Where $280/sqft sits among the 217 homes for sale in THE VILLAGES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32163 — neighborhood snapshot
Population
30,886
Median age
70.1
Median income
$94,565
Median home value
$472,600
Avg household
1.85
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
121 of 217
THE VILLAGES have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the THE VILLAGES 32163 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 2946 DUKE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$325,000
17860 SE 89TH NATCHEZ AVENUE · same community
3 bd · 2 ba · 1,625 sqft · $200/sqft · 276 DOM
Sold · Nov ’25$366,000
1013 DEL RIO DRIVE · same community
2 bd · 2 ba · 1,578 sqft · $232/sqft · 3 DOM
Sold · Dec ’25$350,000
3096 MAYWOOD COURT · same community
3 bd · 2 ba · 1,527 sqft · $229/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 2946 DUKE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2946 DUKE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2946 DUKE TERRACE FAQs
What would the monthly payment be for 2946 DUKE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,333/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2946 DUKE TERRACE?+
The most recent tax bill on record (2025) was $2,755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in The Villages?+
At $465,000, this home is listed about 22% above the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2946 DUKE TERRACE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ALTON CLARK · Regina Rodriguez. MLS #G5109060.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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