
16865 SE 93RD CUTHBERT CIRCLE, THE VILLAGES, FL, 32162
Active152 days on marketListed Mar 7, 2026MLS #G5109136
About this home
16865 SE 93RD CUTHBERT CIRCLE
BOND PAID on this charming Cypress model 3-bedroom, 2-bath home with an enclosed Florida Room and 2-car garage is located in the desirable Village of Woodbury. Lovely landscaping sets the tone for this home. Step inside to the welcoming foyer with a coat closet, leading to a spacious living room enhanced by a SOLAR TUBE, filling the space with beautiful natural light. The formal dining room, just off the living room, provides ample space for a large table, perfect for entertaining family and friends. The kitchen features a breakfast bar, solid wood cabinetry with convenient pull-out shelves, and a large pantry to meet all your storage needs. Adjacent to the kitchen, the dinette with bay window creates a bright and inviting space for casual dining. The primary suite offers vaulted ceilings and a private en-suite bath with tile flooring, dual sinks, and a walk-in shower. The split floor plan provides excellent privacy, with guest bedrooms 2 and 3 located on the opposite side of the home, along with a guest bathroom. Step through the living room to the ENCLOSED LANAI/Florida Room, the perfect spot to relax with your morning coffee or unwind in the evening. The indoor laundry room is generously sized and includes cabinets, shelving, a utility sink, and space for a desk or folding area, adding great functionality. Additional highlights include, Roof replaced in 2020, HVAC replaced in 2021, 2-car garage with pull-down attic stairs, and sliding screen doors for great airflow. This home offers an excellent location with Mulberry Grove Recreation Center less than 10 minutes away by golf cart. It is also conveniently close to First Responders Regional Recreation Center, Lopez Legacy Championship Golf Courses, the VA Clinic, and provides easy access to Hwy 441 for shopping, dining, and medical facilities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,855
Sqft
0.12 ac
Lot size
2
Garage
2003
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,244 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,244/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.8%
$/sqft vs THE VILLAGES
$161 vs $251
Days on market
152 vs 52 typical
Where $161/sqft sits among the 220 homes for sale in THE VILLAGES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
124 of 220
THE VILLAGES have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 16865 SE 93RD CUTHBERT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$395,000
1553 GUMWOOD DRIVE · same community
3 bd · 2 ba · 1,891 sqft · $209/sqft · 54 DOM
Sold · Mar ’26$540,000
4528 HAYWARD PATH · same community
3 bd · 3 ba · 1,911 sqft · $283/sqft · 103 DOM
Sold · Dec ’25$530,000
2108 CLARKS HILL WAY · same community
3 bd · 2 ba · 1,927 sqft · $275/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16865 SE 93RD CUTHBERT CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16865 SE 93RD CUTHBERT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16865 SE 93RD CUTHBERT CIRCLE FAQs
What would the monthly payment be for 16865 SE 93RD CUTHBERT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,244/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16865 SE 93RD CUTHBERT CIRCLE?+
The most recent tax bill on record (2025) was $2,296. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16865 SE 93RD CUTHBERT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $299,000, this home is listed about 23% below the The Villages median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16865 SE 93RD CUTHBERT CIRCLE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the THE VILLAGES 32162 market on paper
$299,000 is 15% below the THE VILLAGES 32162 median of $349,825, and at $161/sqft it sits under the The Villages average of $270.
02Time on market is leverage
152 days on market against a The Villages median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $349,900, now $299,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SALLY LOVE REAL ESTATE · Julie Nay Gordon. MLS #G5109136.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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