CENTURY 21 Edge
$299,000$349,9003 bd2 ba1,855 sqft$161 /sqft$2,244 /mo all-in ↓

16865 SE 93RD CUTHBERT CIRCLE, THE VILLAGES, FL, 32162

Active152 days on marketListed Mar 7, 2026MLS #G5109136

Priced 15% below the THE VILLAGES 32162 medianReduced $51KSingle Family ResidenceTHE VILLAGES

About this home

16865 SE 93RD CUTHBERT CIRCLE

BOND PAID on this charming Cypress model 3-bedroom, 2-bath home with an enclosed Florida Room and 2-car garage is located in the desirable Village of Woodbury. Lovely landscaping sets the tone for this home. Step inside to the welcoming foyer with a coat closet, leading to a spacious living room enhanced by a SOLAR TUBE, filling the space with beautiful natural light. The formal dining room, just off the living room, provides ample space for a large table, perfect for entertaining family and friends. The kitchen features a breakfast bar, solid wood cabinetry with convenient pull-out shelves, and a large pantry to meet all your storage needs. Adjacent to the kitchen, the dinette with bay window creates a bright and inviting space for casual dining. The primary suite offers vaulted ceilings and a private en-suite bath with tile flooring, dual sinks, and a walk-in shower. The split floor plan provides excellent privacy, with guest bedrooms 2 and 3 located on the opposite side of the home, along with a guest bathroom. Step through the living room to the ENCLOSED LANAI/Florida Room, the perfect spot to relax with your morning coffee or unwind in the evening. The indoor laundry room is generously sized and includes cabinets, shelving, a utility sink, and space for a desk or folding area, adding great functionality. Additional highlights include, Roof replaced in 2020, HVAC replaced in 2021, 2-car garage with pull-down attic stairs, and sliding screen doors for great airflow. This home offers an excellent location with Mulberry Grove Recreation Center less than 10 minutes away by golf cart. It is also conveniently close to First Responders Regional Recreation Center, Lopez Legacy Championship Golf Courses, the VA Clinic, and provides easy access to Hwy 441 for shopping, dining, and medical facilities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,855

Sqft

0.12 ac

Lot size

2

Garage

2003

Year built

One

Levels

$161

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$2,296/yr
PetsYes
CommunityDeed Restrictions · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,244 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$191
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,244/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$191
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$287KedgeAI estimate $445,177 · range $429K$467K$485K

vs edgeAI estimate

−32.8%

$/sqft vs THE VILLAGES

$161 vs $251

Days on market

152 vs 52 typical

Where $161/sqft sits among the 220 homes for sale in THE VILLAGES

12 · this home
71
82
26
13
16
$161–201$201–241$241–281$281–320$320–360$360+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 16865 SE 93RD CUTHBERT CIRCLE

Drive times from this address

Downtown Orlando72 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

124 of 220

THE VILLAGES have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $51K
Mar 7, 2026Listed at $349,900 · 152 days on market since
2003Built · THE VILLAGES

Reality check

What actually sold near 16865 SE 93RD CUTHBERT CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1553 GUMWOOD DRIVESold · Dec ’25

$395,000

1553 GUMWOOD DRIVE · same community

3 bd · 2 ba · 1,891 sqft · $209/sqft · 54 DOM

4528 HAYWARD PATHSold · Mar ’26

$540,000

4528 HAYWARD PATH · same community

3 bd · 3 ba · 1,911 sqft · $283/sqft · 103 DOM

2108 CLARKS HILL WAYSold · Dec ’25

$530,000

2108 CLARKS HILL WAY · same community

3 bd · 2 ba · 1,927 sqft · $275/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16865 SE 93RD CUTHBERT CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16865 SE 93RD CUTHBERT CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16865 SE 93RD CUTHBERT CIRCLE FAQs

What would the monthly payment be for 16865 SE 93RD CUTHBERT CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,244/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16865 SE 93RD CUTHBERT CIRCLE?+

The most recent tax bill on record (2025) was $2,296. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16865 SE 93RD CUTHBERT CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $299,000, this home is listed about 23% below the The Villages median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 16865 SE 93RD CUTHBERT CIRCLE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the THE VILLAGES 32162 market on paper

$299,000 is 15% below the THE VILLAGES 32162 median of $349,825, and at $161/sqft it sits under the The Villages average of $270.

02Time on market is leverage

152 days on market against a The Villages median of 52 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $349,900, now $299,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of SALLY LOVE REAL ESTATE · Julie Nay Gordon. MLS #G5109136.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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16865 SE 93RD CUTHBERT CIRCLE, THE VILLAGES, FL — 3 Bed, 2 Bath — $299,000 | CENTURY 21 Edge