FOREST 02 ROAD, UMATILLA, FL, 32784
Active126 days on marketListed Mar 26, 2026MLS #G5109487
About this home
FOREST 02 ROAD
Experience a rare expression of Old Florida WITHIN the Ocala National Forest boundaries, an extraordinary PRIVATE SANCTUARY spanning over 150 ACRES across three parcels. Nearly 95 acres of OAK HAMMOCK, Florida scrub, OPEN SAVANNAH, and Florida slash PINES unfold alongside approximately 14 acres of PRISTINE SHORELINE surrounding your own 50-acre lake. This is more than land—it’s a destination. A place for those who have seen the world, yet seek something INCREASINGLY RARE: true privacy, unspoiled NATURE, and the FREEDOM to disappear into it. ABUNDANT WILDLIFE - sandhill crane, DEER, fox, owls, and SOARING EAGLES create a living backdrop for hunting, riding, or simply reconnecting with the land. Ride YOUR OWN TRAILS, or out on NEARBY forest horse trails, explore your own expansive terrain, or PRESERVE IT AS A LEGACY HOLDING—an irreplaceable ASSET in a world where land like this no longer exists, and rarely available for private ownership. Positioned between Orlando and The Villages and Ocala, yet worlds away from both, this is where solitude meets accessibility. For those who value privacy, scale, and permanence—this is your escape. YOUR LEGACY. Take the first step to fulfilling that dream – CALL your REALTOR for an appointment.
Facts & features
The home at a glance
158 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,693 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,693/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Umatilla
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $323K
Umatilla median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 733% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near FOREST 02 ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$247,000
1074 EMPORIA ROAD · same community
2 bd · 1 ba · 716 sqft · $345/sqft · 11 DOM
Sold · Dec ’25$130,000
5640 SW 57TH AVENUE · same community
2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM
Sold · Dec ’25$168,500
12860 SW 174TH STREET · same community
3 bd · 1 ba · 816 sqft · $206/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about FOREST 02 ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for FOREST 02 ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
FOREST 02 ROAD FAQs
What would the monthly payment be for FOREST 02 ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,693/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on FOREST 02 ROAD?+
The most recent tax bill on record (2025) was $1,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at FOREST 02 ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $2,500,000, this home is listed about 635% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to FOREST 02 ROAD?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,500,000 runs 733% above the UMATILLA 32784 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
126 days on market against a Umatilla median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,693,000, now $2,500,000 — a $193K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Mary Jo Williams. MLS #G5109487.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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