731 CORTEZ AVENUE, LADY LAKE, FL, 32159
Active142 days on marketListed Mar 26, 2026MLS #G5109982
About this home
731 CORTEZ AVENUE
Enjoy the ease of Florida living in this FANTASTIC, FURNISHED (with some exceptions) 2/2 Palm Bay with ENCLOSED LANAI, REAR PATIO, and SPACIOUS BACKYARD with PRIVACY WALL in the highly sought after Village of El Cortez! JUST MINUTES to CR 466 and Hwy 441/27 as well as Spanish Springs Town Square with shopping, dining, and live nightly entertainment! NO BOND or BOND MAINTENANCE! NEW ROOF (2023). A DECORATIVELY PAINTED driveway, MATURE landscaping with CURBED STONED beds, and a LEADED GLASS front door welcome you into the entry of this INCREDIBLE home boasting a CONVENIENT ENTRY CLOSET. Gorgeous LIGHT WOOD LAMINATE flooring graces the living, dining, and kitchen offering both beauty and EASY MAINTENANCE living. The HIGH VAULTED ceilings and an OPEN CONCEPT layout create a SPACIOUS main area framed by an ABUNDANCE of WINDOWS and a SOLAR TUBE that bathe it in natural light. The MODERN kitchen is a CULINARY HAVEN featuring WHITE SHAKER cabinetry, NEUTRAL countertops, TILE backsplash, STAINLESS appliances, PANTRY closet, moveable CENTER ISLAND, and a French door leading to the FABULOUS ENCLOSED LANAI - an INCREDIBLE 240sf of additional living space designed for year-round enjoyment. This inviting room overlooks a SPACIOUS backyard with mature landscaping and a rear PRIVACY WALL, creating a peaceful retreat perfect for relaxing with a book, savoring your morning coffee, or unwinding with an evening drink. There’s also an adjacent REAR PATIO, the perfect spot for grilling and soaking up the beautiful Florida sunshine! Back inside, the primary bedroom boasts LIGHT-WOOD LAMINATE floors, TWO built-in closets, and three windows. Its en-suite bathroom features WHITE cabinetry and countertops, DUAL sinks, and a WALK-IN shower. Bedroom two also offers LIGHT-WOOD LAMINATE floors, a LARGE window, and a built-in closet. The second bathroom features a WOOD vanity with WHITE top, tub and shower combination, and a hallway LINEN closet. For added practicality and convenience, there’s also a 12’x14’ STORAGE room with INTERIOR LAUNDRY AREA and shelving. A SPACIOUS CARPORT lies between this room and the main home and provides PLENTY of room for your vehicle and golf cart — the perfect setup for your active Village lifestyle! DON’T MISS YOUR OPPORTUNITY to own this AMAZING HOME! The Village of El Cortez is conveniently located JUST MINUTES to Spanish Springs Town Square with shopping, dining, and live nightly entertainment! Also close to Lake Sumter Landing; Tierra Del Sol Country Club and Championship Golf Course; Mira Mesa Executive Golf Course; Hacienda Regional Recreation Center; Chula Vista Recreation Center; multiple pools, golf, and pickleball; The Villages Regional Hospital; and CR 466 and Hwy 441/27 with a plethora of shopping, restaurants, banks, medical, and more! PLEASE WATCH OUR WALKTHROUGH VIDEO of this FABULOUS HOME in a FANTASTIC LOCATION and call today to schedule your Private Showing or Virtual Tour!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,336
Sqft
0.12 ac
Lot size
1990
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,071 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,071/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.5%
$/sqft vs THE VILLAGES
$187 vs $251
Days on market
142 vs 60 typical
Where $187/sqft sits among the 218 homes for sale in THE VILLAGES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $320K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
119 of 218
THE VILLAGES have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 731 CORTEZ AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$160,000
1335 E SCHWARTZ BOULEVARD · same community
2 bd · 2 ba · 1,342 sqft · $119/sqft · 16 DOM
Sold · Nov ’25$183,000
1417 E SCHWARTZ BOULEVARD · same community
2 bd · 2 ba · 1,344 sqft · $136/sqft · 28 DOM
Sold · Dec ’25$339,250
612 LISBON LANE · same community
2 bd · 2 ba · 1,383 sqft · $245/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 731 CORTEZ AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 731 CORTEZ AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
731 CORTEZ AVENUE FAQs
What would the monthly payment be for 731 CORTEZ AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,071/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 731 CORTEZ AVENUE?+
The most recent tax bill on record (2025) was $3,944. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 731 CORTEZ AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $250,000, this home is listed about 26% below the Lady Lake median of $339,990. The market section on this page shows how the area is trending.
Which schools are assigned to 731 CORTEZ AVENUE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LADY LAKE 32159 market on paper
$250,000 is 20% below the LADY LAKE 32159 median of $313,837, and at $187/sqft it sits under the Lady Lake average of $236.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
142 days on market against a Lady Lake median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $275,000, now $250,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Matthew Roberts Llc. MLS #G5109982.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lady Lake homes, in your inbox
Like 731 CORTEZ AVENUE but not quite? A daily digest of every new listing in Lady Lake — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Yumiko to ping you on any price or status change →