1314 SANTA ROSA COURT, LADY LAKE, FL, 32159
Active125 days on marketListed Apr 17, 2026MLS #G5110972
About this home
1314 SANTA ROSA COURT
2/2 El Cancun Courtyard Villa located in Villa De Laguna in the Village of Rio Grande—just minutes to Spanish Springs Town Center and shopping and dining on US 441. Constructed with durable block stucco and topped with a classic barrel tile roof, this home is perfectly positioned on the golf course with NO BOND! Inside, you’ll find engineered hardwood flooring, tile in the wet areas and ceiling fans throughout, creating a seamless and low-maintenance living space. The eat-in kitchen is both functional and stylish, featuring stainless steel appliances, granite countertops, a mirrored backsplash, pull-out shelves, a pantry closet, and a convenient laundry closet with washer and dryer. The open-concept living room flows effortlessly into the enclosed lanai. The spacious primary suite offers both walk-in and built-in closets, along with private access to the lanai. The ensuite bath includes a walk-in shower with bench and a separate water closet. The guest bedroom is thoughtfully designed with a Murphy bed storage cabinet, maximizing flexibility for guests or office use, and is conveniently located next to a full bath with a tub/shower combination. Step outside and enjoy the best of Florida living in your expansive private courtyard, complete with electric retractable awnings—perfect for relaxing or entertaining. The birdcage features a shaded west side and a sun-protective canvas top, all overlooking serene golf course views. The 2-car garage includes sliding screen doors and direct access to the courtyard, adding both convenience and versatility. With HVAC replaced in 2010, this home is ready for your personal touch. Additional features include low maintenance landscaping, stained glass front door and side panel, coat closet at front entry, inset blinds in the dining room sliding doors bringing in natural light and 2nd refrigerator in the garage. Furniture optional! Golf cart is included in the sale of the home! Be sure to watch our virtual tour of this wonderful home and schedule your appointment to see it today so you can start living The Villages dream.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,302
Sqft
0.13 ac
Lot size
2
Garage
1994
Year built
One
Levels
$307
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,897 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,897/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.2%
$/sqft vs THE VILLAGES
$307 vs $251
Days on market
125 vs 60 typical
Where $307/sqft sits among the 219 homes for sale in THE VILLAGES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $320K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
123 of 219
THE VILLAGES have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 1314 SANTA ROSA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$160,000
1335 E SCHWARTZ BOULEVARD · same community
2 bd · 2 ba · 1,342 sqft · $119/sqft · 16 DOM
Sold · Nov ’25$183,000
1417 E SCHWARTZ BOULEVARD · same community
2 bd · 2 ba · 1,344 sqft · $136/sqft · 28 DOM
Sold · Dec ’25$225,000
729 AGUA WAY · same community
2 bd · 2 ba · 1,248 sqft · $180/sqft · 119 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1314 SANTA ROSA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1314 SANTA ROSA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1314 SANTA ROSA COURT FAQs
What would the monthly payment be for 1314 SANTA ROSA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,897/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1314 SANTA ROSA COURT?+
The most recent tax bill on record (2025) was $2,462. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1314 SANTA ROSA COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $400,000, this home is listed about 18% above the Lady Lake median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1314 SANTA ROSA COURT?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$400,000 runs 29% above the LADY LAKE 32159 median.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
125 days on market against a Lady Lake median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $479,000, now $400,000 — a $79K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Karen Kamperman. MLS #G5110972.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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