5061 SW 109TH LOOP, OCALA, FL, 34476
Active90 days on marketListed Apr 24, 2026MLS #G5111469
About this home
5061 SW 109TH LOOP
Virtually Staged. Welcome to this beautifully remodeled and updated 3-bed/2-bath home located in Kingsland Country Estates on a half-acre lot. The home offers an open-concept layout with a split bedroom design, cathedral and tray ceilings, formal dining room, and completely remodeled kitchen with island, separate dining area, Epoxy countertops, pantry, and new stainless-steel appliances. In addition, there is a bonus room that can be used as a home office or separate den. The large primary suite has a walk-in closet and en-suite bathroom with double vanities, garden tub, and separate shower. A spacious lanai just off the living room is perfect for outdoor living. Roof was replaced in 2026, and the entire home (interior/exterior) was painted in 2026. Additional features include new light fixtures. This property is located just minutes from SR-200 offering lots of shopping, dining, and medical facilities. Seller is offering a Broward Home Warranty for one year.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,107
Sqft
0.49 ac
Lot size
2
Garage
2004
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,729 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,729/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
Days on market
90 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 5061 SW 109TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5061 SW 109TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5061 SW 109TH LOOP FAQs
What would the monthly payment be for 5061 SW 109TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,729/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5061 SW 109TH LOOP?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5061 SW 109TH LOOP?+
The most recent tax bill on record (2025) was $4,948. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5061 SW 109TH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $339,900, this home is listed about 14% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5061 SW 109TH LOOP?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$339,900 runs 17% above the OCALA 34476 median — but at 2,107 sqft it's also 22% larger than the typical Ocala listing.
02Time on market is leverage
90 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $359,000, now $339,900 — a $19K cut. The full history is in the market section below.
Listing courtesy of RE/MAX PREMIER REALTY · Gina Johnson. MLS #G5111469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 5061 SW 109TH LOOP but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →