4295 FREDDA TERRACE, THE VILLAGES, FL, 32163
Pending85 days on marketListed May 21, 2026MLS #G5112718
About this home
4295 FREDDA TERRACE
Welcome to this beautifully upgraded, fully furnished Emerald Floor Plan villa offering approximately 1,440 square feet of living space — an expanded version of one of the most popular villa models in The Villages! Situated on a rare oversized corner homesite with a privacy villa wall on the side, this property offers exceptional outdoor potential with room to add an expanded patio, screened lanai, or even a birdcage enclosure — a unique opportunity rarely found in villa living. This thoughtfully designed 3-bedroom home features a highly desirable layout with a full 2-car garage PLUS a separate golf cart garage, providing outstanding storage and functionality. Inside, you’ll find luxury vinyl plank flooring throughout the main living areas with carpeting reserved for the bedrooms, along with volume ceilings that create a bright and open feel throughout the home. The kitchen is beautifully appointed with warm gray cabinetry, stainless steel appliances including a side-by-side refrigerator, tile backsplash detailing both under the breakfast bar and above/below the cabinetry, plus upgraded above and below cabinet lighting that adds both ambiance and style. There is also a dedicated built-in desk area that works perfectly for paying bills, organizing paperwork, or setting up a small workspace. The spacious primary suite features a custom closet system and an en-suite bathroom complete with dual vanities. Additional features include extra cabinetry and storage in the garage, making organization easy. Even better, this home is being offered fully furnished, making it truly move-in ready — just bring your toothbrush and golf cart! The sale also includes the remainder of The Villages structural warranty, along with the transferable balance of the 5-year labor and 10-year parts HVAC warranty and roof shingle warranty (all transferable for a nominal fee). If you’ve been searching for a newer villa with expanded square footage, exceptional garage space, upgraded finishes, and a homesite that offers true outdoor expansion potential, this Emerald model is a must-see!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,440
Sqft
0.14 ac
Lot size
3
Garage
2022
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,586 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,586/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.6%
$/sqft vs The Villages actives
$233 vs $253
Days on market
85 vs 51 typical
Where $233/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32163 — neighborhood snapshot
Population
30,886
Median age
70.1
Median income
$94,565
Median home value
$472,600
Avg household
1.85
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $359K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
213 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the THE VILLAGES 32163 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 4295 FREDDA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$322,000
4280 GALE LANE
3 bd · 2 ba · 1,440 sqft · $224/sqft · 28 DOM
Sold · Oct ’25$189,900
5395 HERITAGE BOULEVARD
2 bd · 2 ba · 1,456 sqft · $130/sqft · 22 DOM
Sold · Jul ’26$360,000
2493 LIGHTBODY LANE
3 bd · 2 ba · 1,419 sqft · $254/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 4295 FREDDA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4295 FREDDA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4295 FREDDA TERRACE FAQs
What would the monthly payment be for 4295 FREDDA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,586/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4295 FREDDA TERRACE?+
The most recent tax bill on record (2025) was $3,680. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4295 FREDDA TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $334,900, this home is listed about 12% below the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4295 FREDDA TERRACE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WORTH CLARK REALTY · Chris Day. MLS #G5112718.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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