9343 SW 102ND AVENUE ROAD, OCALA, FL, 34481
Active47 days on marketListed Jun 28, 2026MLS #G5114376
About this home
9343 SW 102ND AVENUE ROAD
NEW PRICE!!! SELLER MOTIVATED !!! Welcome to On Top of the World, Ocala's premier 55+ active community, where resort style living meets luxury, comfort, and exceptional craftsmanship. This extraordinary home is situated on a premium preserve homesite overlooking peaceful woods and a scenic walking trail, offering unmatched privacy and the opportunity to enjoy beautiful birds and Florida wildlife right from your oversized screened lanai. From the moment you arrive, you'll notice the professionally designed custom landscaping, creating stunning curb appeal that continues into the private backyard retreat. Inside, this home shows like a model and has been meticulously maintained, with the owners sparing no expense in creating a truly one of a kind residence. The open concept floor plan is filled with natural light and enhanced by elegant tray ceilings, crown molding, luxury vinyl plank flooring throughout, plantation shutters, designer lighting, and custom window treatments that complement every room. The spacious great room flows seamlessly into the dining area and gourmet kitchen, creating the perfect space for entertaining or simply enjoying everyday living. The chef's kitchen is a true showpiece, featuring an oversized quartz island, premium cabinetry, abundant storage, top of the line stainless steel appliances, a brand new Bosch induction cooktop, built in wall oven and microwave, designer backsplash, walk in pantry, and generous workspace for the most discerning cook. The luxurious owner's suite is a peaceful retreat with beautiful preserve views, a spa inspired bath, oversized walk in closet, and finishes designed for both comfort and elegance. The guest suite and private office provide flexibility for visitors, hobbies, or working from home. Thoughtful upgrades continue throughout the home, including an expanded laundry room with additional cabinetry and a utility sink, plus an advanced hot water recirculation system that allows you to schedule when hot water is instantly available adding both convenience and energy efficiency. Even the garage has been transformed into an exceptional space with a mini-split air conditioning system, custom installed cabinetry, epoxy flooring, and an additional storage area, making it perfect for hobbies, projects, golf cart storage, or simply staying cool year round. Every room reflects quality, attention to detail, and pride of ownership. An added bonus is the home's exceptional energy efficiency. Despite all of its luxury upgrades and spacious design, the current owners report an average electric bill of only approximately $30 per month, helping you enjoy both comfort and low monthly operating costs. If you like any of the furniture, it is negotiable. The safe will remain with the home. This is not a builder grade home it has been extensively customized with premium finishes and thoughtful improvements that elevate it far beyond new construction. Living in On Top of the World means enjoying one of Florida's most sought after active adult lifestyles, with world class amenities including golf, resort style pools, fitness centers, pickleball and tennis courts, walking trails, restaurants, clubs, arts and crafts, entertainment, and hundreds of social activities designed to keep every day as active or relaxing as you choose. Homes of this caliber, on premium preserve lots with this level of upgrades, are rarely available.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,104
Sqft
0.22 ac
Lot size
2
Garage
2020
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,938 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,938/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.5%
$/sqft vs ON TOP OF THE WORLD
$223 vs $145
Days on market
47 vs 54 typical
Where $223/sqft sits among the 235 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
111 of 235
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 101% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9343 SW 102ND AVENUE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$398,500
9949 SW 106TH CIRCLE · same community
2 bd · 2 ba · 2,202 sqft · $181/sqft · 92 DOM
Sold · Dec ’25$390,000
10934 SW 101ST LOOP · same community
2 bd · 2 ba · 2,202 sqft · $177/sqft · 53 DOM
Sold · Dec ’25$122,500
9871 SW 88TH TERRACE UNIT F · same community
2 bd · 2.5 ba · 1,982 sqft · $62/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 9343 SW 102ND AVENUE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9343 SW 102ND AVENUE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9343 SW 102ND AVENUE ROAD FAQs
What would the monthly payment be for 9343 SW 102ND AVENUE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,938/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9343 SW 102ND AVENUE ROAD?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9343 SW 102ND AVENUE ROAD?+
The most recent tax bill on record (2025) was $3,785. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9343 SW 102ND AVENUE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $469,000, this home is listed about 57% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9343 SW 102ND AVENUE ROAD?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$469,000 runs 101% above the OCALA 34481 median — but at 2,104 sqft it's also 22% larger than the typical Ocala listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $479,900, now $469,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JUDY L. TROUT REALTY · Kristina Thomas. MLS #G5114376.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 9343 SW 102ND AVENUE ROAD but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →