646 MURPHYS ESTATE DRIVE, THE VILLAGES, FL, 32162
Active41 days on marketListed Jul 1, 2026MLS #G5114440
About this home
646 MURPHYS ESTATE DRIVE
NO BOND~ROOF 2024~WATER HEATER 2025~Stainless Appl. 2026~LVP 2025~ NO CARPET~NEW PAINT~New Garage Door Opener w Cameras~ GREAT LOCATION IN MALLORY SQUARE 1.3 Mi to LAKE SUMTER. Welcome home to this beautifully maintained residence that offers the perfect blend of sophistication and everyday comfort.Step inside to discover an open, light-filled floor plan featuring luxury vinyl plank flooring,SOARING CEILINGS, and elegant PLANTATION SHUTTERS throughout. The spacious formal dining room, highlighted by a stunning crystal chandelier and bay windows, provides the perfect setting for entertaining family and friends.The expansive kitchen is truly the heart of the home, offering abundant cabinetry, generous counter space, a center island, gas cooking, stainless steel appliances, 2 PANTRIES and a bright breakfast nook—ideal for casual mornings or evening gatherings.Retreat to the oversized primary suite featuring beautiful bay windows, luxury vinyl flooring, and plenty of space for a sitting area. The spa-inspired en-suite bath offers dual vanities, a makeup station, an oversized walk-in shower, and an impressive walk-in closet. Bedroom 2 has a WALK_IN CLOSET and Jack & Jill Bath that connects to Bedroom 3- currently used as an office. There’s a half Bath off the Foyer in between the Guest Rooms.The SPACIOUS living room provides plenty of room to relax while overlooking the private rear lanai. Step outside to enjoy your covered screened lanai—an ideal spot for morning coffee, evening cocktails, or simply enjoying Florida’s beautiful weather year-round.PRICED TO SELL! CALL ME!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,171
Sqft
0.15 ac
Lot size
2
Garage
2007
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,549 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,549/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.9%
$/sqft vs THE VILLAGES
$221 vs $253
Days on market
41 vs 51 typical
Where $221/sqft sits among the 228 homes for sale in THE VILLAGES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $340K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
125 of 228
THE VILLAGES have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 646 MURPHYS ESTATE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$544,000
1198 READING ROAD · same community
3 bd · 2.5 ba · 2,168 sqft · $251/sqft · 23 DOM
Sold · Dec ’25$495,000
1903 IBARRA PLACE · same community
3 bd · 2 ba · 2,310 sqft · $214/sqft · 1 DOM
Sold · Dec ’25$450,000
2184 MARKRIDGE LOOP · same community
3 bd · 2 ba · 1,939 sqft · $232/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 646 MURPHYS ESTATE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 646 MURPHYS ESTATE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
646 MURPHYS ESTATE DRIVE FAQs
What would the monthly payment be for 646 MURPHYS ESTATE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,549/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 646 MURPHYS ESTATE DRIVE?+
The most recent tax bill on record (2025) was $4,216. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 646 MURPHYS ESTATE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $479,900, this home is listed about 23% above the The Villages median of $389,450. The market section on this page shows how the area is trending.
Which schools are assigned to 646 MURPHYS ESTATE DRIVE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Jana Raber. MLS #G5114440.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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