10172 MAINSAIL DRIVE, OXFORD, FL, 34484
Active68 days on marketListed Jul 15, 2026MLS #G5114844
About this home
10172 MAINSAIL DRIVE
3-BEDROOM VILLA NEAR THE VILLAGES | PRIVATE GARDEN OASIS | GATED LAKESIDE LANDINGS | SCREENED LANAI + PAVER PATIO | NO BOND & NO CDD Looking for a 3-bedroom villa near The Villages with a private backyard and resort-style amenities? Welcome to this beautifully maintained 3-bedroom, 2-bath villa in Lakeside Landings in Oxford, Florida, offering 1,592 sq. ft. of comfortable, low-maintenance Florida living—and a STUNNING PRIVATE GARDEN OASIS that truly sets this home apart! From the moment you arrive, the BRICK-PAVER DRIVEWAY, SCREENED FRONT PORCH, and elegant LEADED-GLASS FRENCH DOORS with transom window create an inviting first impression. Inside, soaring VAULTED CEILINGS enhance the bright, open feel, while timeless PLANTATION SHUTTERS and a desirable SPLIT-BEDROOM FLOOR PLAN provide style, privacy, and flexibility for guests. The kitchen features Corian countertops and a 2023 double-door refrigerator, while additional updates include a 2023 WATER HEATER, 2020 Whirlpool dishwasher, NEW garbage disposal, updated lighting, and newer remote-controlled ceiling fans. The front guest bedroom was also freshly painted in Sherwin-Williams Sea Salt for a fresh, coastal feel. But the real magic happens outside! Step from the SCREENED LANAI onto the EXTENDED BRICK-PAVER PATIO and discover a beautifully landscaped, peaceful backyard retreat. Sip your morning coffee surrounded by greenery, watch the birds, entertain friends, or unwind after a day enjoying the Florida sunshine. This serene garden setting offers the kind of PRIVATE OUTDOOR LIVING SPACE that's increasingly hard to find. Located in the GATED COMMUNITY OF LAKESIDE LANDINGS, residents enjoy an impressive lineup of resort-style amenities, including two pools, waterfalls, jacuzzi, fitness center, pickleball and tennis courts, billiards, library, card room, basketball, playground, two dog parks, and Lake Miona access for fishing and kayaking. And the location? Fantastic! Enjoy easy access to The Villages, shopping, dining, golf, entertainment, and nightly activities while coming home to the peaceful surroundings of Lakeside Landings. NO BOND & NO CDD! If you're searching for a move-in-ready villa in Oxford, FL near The Villages with a private garden, screened outdoor living, gated security, and resort-style amenities, THIS IS THE ONE TO SEE!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,592
Sqft
0.15 ac
Lot size
2
Garage
2007
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,296 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,296/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.1%
$/sqft vs Oxford actives
$173 vs $207
Days on market
68 vs 57 typical
Where $173/sqft sits among the 64 Oxford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Villages Of Lakeside Landings
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
Villages Of Lakeside Landings — neighborhood snapshot
Population
622
Median age
56
Median income
$90,739
Median home value
$387,800
Avg household
2
Households w/ children
50%
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$335K → $345K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
32 of 64
Oxford actives have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 10172 MAINSAIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$246,000
5071 HARBOUR DRIVE · same community
3 bd · 2 ba · 1,592 sqft · $155/sqft · 76 DOM
Sold · Dec ’25$250,000
10156 MAINSAIL DRIVE · same community
3 bd · 2 ba · 1,592 sqft · $157/sqft · 202 DOM
Sold · Jul ’26$300,000
5116 NEPTUNE CIRCLE · same community
3 bd · 2 ba · 1,537 sqft · $195/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10172 MAINSAIL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10172 MAINSAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10172 MAINSAIL DRIVE FAQs
What would the monthly payment be for 10172 MAINSAIL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,296/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10172 MAINSAIL DRIVE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10172 MAINSAIL DRIVE?+
The most recent tax bill on record (2025) was $2,648. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10172 MAINSAIL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $275,000, this home is listed about 32% below the Oxford median of $407,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10172 MAINSAIL DRIVE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OXFORD 34484 market on paper
$275,000 is 32% below the OXFORD 34484 median of $403,990, and at $173/sqft it sits under the Oxford average of $229.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $277,300, now $275,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER VANGUARD LIFESTYLE REALTY · Kristen Miller. MLS #G5114844.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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