10038 KETCH KAY LANE, OXFORD, FL, 34484
Active19 days on marketListed Sep 2, 2026MLS #G5117275
About this home
10038 KETCH KAY LANE
Welcome to this beautiful 1,619 sq. ft. Osprey model, built in 2016, LIKE-NEW and located in the desirable, GATED community of Lakeside Landings in Oxford, FL, in the all-ages section and lightly lived in by owners who are not full-time residents, making this a truly GENTLY USED home in FABULOUS condition throughout. This beautifully decorated 3 bedroom, 2 bath home with a 2-car garage was upgraded with gorgeous luxury vinyl plank flooring in the living area and primary bedroom, ceramic tile in the wet areas, and elegant plantation shutters throughout. This is the ultimate MAINTENANCE-FREE property, with a second HOA that handles the grounds, irrigation, shrub trimming, and exterior pest control so you can spend your time enjoying life instead of your yard, while a master association keeps the community's amenities pristine year-round. All of the tasteful furniture and furnishings are available for separate purchase, making this an effortless turnkey opportunity. Lakeside Landings itself is a picturesque, gated community in Sumter County offering a low-maintenance, resort-style lifestyle with a gorgeous resort-style pool with waterfall and spa, a spacious clubhouse with fitness center, billiards, and library, tennis and pickleball courts, a dog park, and scenic walking paths along Lake Miona, all just minutes from The Villages with easy access to shopping, dining, medical care, and entertainment. Whether you're a snowbird looking for a low-upkeep seasonal retreat or a busy family who would rather spend weekends at the pool than pushing a lawnmower, this home and community deliver the Central Florida lifestyle you've been searching for.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,619
Sqft
0.21 ac
Lot size
2
Garage
2016
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,908 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,908/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.7%
$/sqft vs Oxford actives
$209 vs $205
Days on market
19 vs 57 typical
Where $209/sqft sits among the 65 Oxford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Villages Of Lakeside Landings
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
Villages Of Lakeside Landings — neighborhood snapshot
Population
622
Median age
56
Median income
$90,739
Median home value
$387,800
Avg household
2
Households w/ children
50%
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$335K → $345K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
38 of 65
Oxford actives have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 10038 KETCH KAY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$246,000
5071 HARBOUR DRIVE · same community
3 bd · 2 ba · 1,592 sqft · $155/sqft · 76 DOM
Sold · Dec ’25$250,000
10156 MAINSAIL DRIVE · same community
3 bd · 2 ba · 1,592 sqft · $157/sqft · 202 DOM
Sold · Jul ’26$300,000
5116 NEPTUNE CIRCLE · same community
3 bd · 2 ba · 1,537 sqft · $195/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10038 KETCH KAY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10038 KETCH KAY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10038 KETCH KAY LANE FAQs
What would the monthly payment be for 10038 KETCH KAY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,908/mo — principal and interest, the actual property-tax bill, the $302/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10038 KETCH KAY LANE?+
The association fee works out to $302 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10038 KETCH KAY LANE?+
The most recent tax bill on record (2025) was $3,618. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10038 KETCH KAY LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $338,900, this home is listed about 17% below the Oxford median of $407,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10038 KETCH KAY LANE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BROKER ASSOCIATES REALTY · Hope Wilson, PA. MLS #G5117275.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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