555 WINOGENE AVE, UMATILLA, FL, 32784
Active1 days on marketListed Aug 8, 2026MLS #G5116152
About this home
555 WINOGENE AVE
This charming 2-bedroom, 1.5-bath concrete block home in Umatilla blends comfortable living, thoughtful updates and plenty of functional space - complete with a 2023 roof, one-car garage and a fenced backyard. Inside, luxury vinyl plank flooring flows throughout the main living areas, complemented by a neutral color palette and abundant natural light. The oversized kitchen offers an impressive amount of cabinet and counter space, black appliances and a large center island topped with a beautiful butcher-block countertop - perfect for meal preparation, casual dining and entertaining. The updated full bathroom features wood-look tile, decorative shower niches and sleek black fixtures for a modern finish. Additional highlights include indoor laundry and a spacious enclosed back porch or Florida room with a warm wood-plank ceiling and walls of windows, offering flexible space for relaxing, hobbies, entertaining or additional storage. Outside, enjoy a backyard patio, fully fenced yard and a large storage shed, while the extended driveway provides ample parking for multiple vehicles, a boat or recreational equipment. Conveniently located near shopping, dining, schools, parks and local amenities, this Umatilla home delivers the space, updates and versatility buyers have been looking for. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,270
Sqft
0.27 ac
Lot size
1
Garage
1976
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,883 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,883/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27%
$/sqft vs Umatilla actives
$197 vs $230
Days on market
1 vs 54 typical
Where $197/sqft sits among the 86 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $312K
Umatilla median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
39 of 86
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 555 WINOGENE AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$205,000
709 DAPHNE AVENUE · same community
2 bd · 1 ba · 1,284 sqft · $160/sqft · 6 DOM
Sold · Feb ’26$220,000
780 N KENTUCKY AVENUE · same community
2 bd · 2 ba · 1,287 sqft · $171/sqft · 94 DOM
Sold · Dec ’25$218,750
566 WISTERIA AVENUE · same community
3 bd · 2 ba · 1,200 sqft · $182/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 555 WINOGENE AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 555 WINOGENE AVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
555 WINOGENE AVE FAQs
What would the monthly payment be for 555 WINOGENE AVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,883/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 555 WINOGENE AVE?+
The most recent tax bill on record (2025) was $1,701. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 555 WINOGENE AVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $249,900, this home is listed about 33% below the Umatilla median of $374,000. The market section on this page shows how the area is trending.
Which schools are assigned to 555 WINOGENE AVE?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HANSON REAL ESTATE GROUP, INC. · Leslie Hanson Rotarius. MLS #G5116152.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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