14365 EPPLY DRIVE, JACKSONVILLE, FL, 32218
Pending81 days on marketListed Aug 14, 2026MLS #G5116498
About this home
14365 EPPLY DRIVE
Virtually Staged. Under Construction. This ORMEWOOD is an intelligently designed single-story home that maximizes both flow and functionality. Step inside to an inviting open-concept layout where the spacious Great Room (15' × 19') seamlessly connects to the Dining Room (12' × 12') and a well-appointed kitchen, creating an ideal environment for entertaining and everyday living. The private Owner's Suite (16' × 13'), positioned for tranquility, features a generous walk-in closet and an en-suite bath with dual vanities. Two additional bedrooms (10' × 11' and 11' × 10') share a conveniently located full bath, while a dedicated laundry room adds everyday ease. Additional highlights include: Covered rear patio (13' × 9') for outdoor relaxation, ample storage throughout, and an oversized 2-car garage (20' × 20'). Standard forward-thinking features include natural gas, solar panels, and a complete stainless steel appliance package (refrigerator, gas range, microwave, dishwasher, washer, and dryer) -- all included.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,622
Sqft
0.15 ac
Lot size
2
Garage
2026
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,609 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,903/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CEDAR CREEK
$197 vs $190
Days on market
81 vs 39 typical
Where $197/sqft sits among the 6 homes for sale in CEDAR CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Jacksonville market
$310K → $336K
Jacksonville median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
3 of 6
CEDAR CREEK have cut their price
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the Jacksonville median. See the full Jacksonville market guide →
Paper trail
This home's history
Reality check
What actually sold near 14365 EPPLY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$335,000
14382 EPPLY DRIVE · same community
3 bd · 2 ba · 1,622 sqft · $207/sqft · 0 DOM
Sold · Mar ’26$390,000
5860 MILTON AVENUE · same community
3 bd · 2 ba · 1,631 sqft · $239/sqft · 64 DOM
Sold · Jul ’26$349,990
1764 TRAINORS WAY · same community
4 bd · 2 ba · 1,797 sqft · $195/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14365 EPPLY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14365 EPPLY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14365 EPPLY DRIVE FAQs
What would the monthly payment be for 14365 EPPLY DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,609/mo — principal and interest, estimated property taxes, the $111/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14365 EPPLY DRIVE?+
The association fee works out to $111 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14365 EPPLY DRIVE?+
The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14365 EPPLY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Jacksonville?+
At $319,990, this home is listed about 10% above the Jacksonville median of $289,990. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$319,990 runs 10% above the Jacksonville median.
02Time on market is leverage
81 days on market against a Jacksonville median of 39 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $339,990, now $319,990 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5116498.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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