Commercial Sale · Retail
3207 13TH STREET, ST CLOUD, FL, 34769
Active54 days on marketListed Aug 19, 2026MLS #G5116676
About this property
The property at a glance
RETAIL INVESTMENT OPPORTUNITY - 1 +/- acres, 3 buildings totaling 10,200 SF on the highly desirable US-192 (13th Street) in Saint Cloud. The property is located in the Gateway District CRA and has prime visibility and exposure. The Gateway District has strong commercial activity, a growing surrounding population and is highly accessible via the Florida's Turnpike. Recent improvements include 1 building with 2 year old shingle roof, 2 buildings with 2 year old silicone coating, new paint, interiors remodeled with new flooring, 2 new restrooms, some new ceilings and most of the windows have been replaced. Third building - 5,000 SF currently unoccupied self storage - plans available for renovation to two warehouse/office units. Property zoned Highway Business. POTENTIAL REDEVELOPMENT SITE. Adjacent property (3319 13th Street) also available - 1.5 +/- acre with 2 commercial buildings. All information is believed accurate and correct but not warranted or guaranteed and subject to change without notice. DO NOT DISTURB TENANTS.
10,200
Building sq ft
$264
Price / sq ft
1.09
Lot acres
1950
Year built
3
Buildings
SHB
Zoning
Retail
Property type
The numbers
Investment snapshot
Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.
Estimated payment (illustrative)
Estimated payment
$13,548/mo
Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Financing
Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Kathy to connect you with a commercial lender for real numbers.
Where it sits
Location & trade area
What’s nearby
Business data © OpenStreetMap contributors
The area
Who's around this property
29,247
Population
$58,764
Median income
36
Median age
2.93
Avg household
$271,800
Median home value
$1,400/mo
Median rent
3,039
Households w/ kids
Recent sales
What actually sold near 3207 13TH STREET
The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.
$535,000
1118 PENNSYLVANIA AVENUE
1,750 sqft · $306/sqft · Sold May 22, 2025
$20,436
4053 13TH STREET UNIT 4053
1,572 sqft · $13/sqft · Sold Mar 1, 2026
$18,864
4053 13TH STREET UNIT 4053
1,572 sqft · $12/sqft · Sold Jun 6, 2025
Your team
The pros in your corner
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, offers, and every question about 3207 13TH STREET — start here.
Financing contact
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Ask about commercial financing options for 3207 13TH STREET.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked.
Keep looking
Similar properties nearby
Listing courtesy of GRIZZARD COMMERCIAL REALESTATE · Daniel Tatro. MLS #G5116676.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New ST CLOUD listings, in your inbox
A daily digest of every new listing in ST CLOUD — straight from the MLS, hours after it goes live. Unsubscribe anytime.