CENTURY 21 Edge
$664,2904 bd3.5 ba2,051 sqft$324 /sqft$4,344 /mo all-in ↓

1043 N 1ST AVENUE, JACKSONVILLE BEACH, FL, 32250

Active30 days on marketListed Aug 21, 2026MLS #G5116745

New constructionTownhouseNORTH BEACH TOWNHOMES

About this home

1043 N 1ST AVENUE

Virtually Staged. Under Construction. The Haven offers the perfect balance of style, space, and comfort across three thoughtfully designed levels. With 4 bedrooms and 3.5 bathrooms, this 2,051 sq. ft. home features an open-concept layout ideal for modern living. The main living area includes a spacious kitchen that flows seamlessly into the dining and great room, creating the perfect space for gathering and entertaining. Upstairs, the private primary suite is a relaxing retreat with a large walk-in closet and an en-suite bath. Secondary bedrooms are generously sized, offering flexibility for guests, kids, or a home office. A bonus third-floor space adds even more room for work or play. The two-car garage provides ample storage, while smart design elements throughout make daily living easy and efficient. With its fresh, functional layout and modern features, the Haven is designed to fit a variety of lifestyles.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,051

Sqft

0.02 ac

Lot size

2

Garage

2025

Year built

Three Or More

Levels

$324

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Electric Water Heater · Exhaust Fan · Range
InteriorLiving Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionCement Siding · Wood Frame
FoundationSlab
FacesNorth
ParkingGarage Door Opener · Garage Faces Rear
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$350/mo
Taxes (2024)$0/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,344 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,584
PMI (est., until 20% equity)$249
Property tax — 2024 actual bill$0
HOA fee — from the listing$350
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $66,429Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $66,429
Interest rate6.00%
Loan term

Estimated payment

$4,953/mo

Principal & interest$3,584
PMI (est., until 20% equity)$249
Est. property taxes$609
HOA / condo fee$350
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Jacksonville Beach Golf Club

Get to know Jacksonville Beach. See the full Jacksonville Beach guide →

Jacksonville Beach Golf Club — neighborhood snapshot

Population

1,874

Median age

43

Median income

$77,299

Median home value

$471,549

Avg household

3

Households w/ children

413

For the school run

Duval County School District

ElementarySan Pablo Elementary School★★★★★
MiddleDuncan U. Fletcher Middle School★★★★★
HighDuncan U. Fletcher High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Jacksonville Beach market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$660K$592K

Jacksonville Beach median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Jacksonville Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the JACKSONVILLE BEACH 32250 median. See the full Jacksonville Beach market guide →

Paper trail

This home's history

Aug 21, 2026Listed at $664,290 · 30 days on market since
2025Built · NORTH BEACH TOWNHOMES

Reality check

What actually sold near 1043 N 1ST AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1042 N 2ND AVENUESold · Dec ’25

$750,000

1042 N 2ND AVENUE · same community

4 bd · 3.5 ba · 2,288 sqft · $328/sqft · 147 DOM

1090 N 2ND AVENUESold · Dec ’25

$759,990

1090 N 2ND AVENUE · same community

4 bd · 3.5 ba · 2,288 sqft · $332/sqft · 169 DOM

1058 N 2ND AVENUESold · Mar ’26

$749,990

1058 N 2ND AVENUE · same community

4 bd · 3.5 ba · 2,288 sqft · $328/sqft · 263 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1043 N 1ST AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1043 N 1ST AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1043 N 1ST AVENUE FAQs

What would the monthly payment be for 1043 N 1ST AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,344/mo — principal and interest, estimated property taxes, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1043 N 1ST AVENUE?+

The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1043 N 1ST AVENUE?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1043 N 1ST AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Jacksonville Beach?+

At $664,290, this home is listed about 39% above the Jacksonville Beach median of $479,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1043 N 1ST AVENUE?+

San Pablo Elementary School (elementary), Duncan U. Fletcher Middle School (middle), Duncan U. Fletcher High School (high) — Duval County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$664,290 runs 14% above the JACKSONVILLE BEACH 32250 median — but at 2,051 sqft it's also 39% larger than the typical Jacksonville Beach listing.

02Time on market is leverage

30 days on market against a Jacksonville Beach median of 2 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

San Pablo Elementary School, Duncan U. Fletcher Middle School, Duncan U. Fletcher High School — San Pablo Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5116745.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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