517 DOWLING CIRCLE, LADY LAKE, FL, 32159
Active28 days on marketListed Aug 24, 2026MLS #G5116807
About this home
517 DOWLING CIRCLE
Build your dream home with beautiful golf-course views in the heart of Lady Lake! This exceptional .60-acre cleared golf-front homesite offers a rare opportunity to create a custom residence in the desirable gated community of The Lakes of Lady Lake. With plenty of space to design the home you've always envisioned, this expansive homesite provides the perfect setting for a full-time residence, seasonal retreat, or investment property. Imagine enjoying your morning coffee overlooking the golf course and ending the day relaxing in your own private Central Florida retreat. No age restriction makes this community an excellent choice for buyers of all ages. Golf carts are permitted, adding to the relaxed, convenient lifestyle that makes this area so desirable. The location is hard to beat. Just minutes from The Villages, you'll have easy access to an incredible selection of shopping, dining, entertainment, medical facilities, recreation, and more. Enjoy the peaceful surroundings of Lady Lake while remaining close to everything Central Florida has to offer. Whether you're ready to build your forever home or looking for a well-located piece of Central Florida real estate, this property deserves a closer look. Don't miss this opportunity to build your dream home on a spacious golf-front homesite in the heart of Lady Lake! Call today to schedule your private showing.
Facts & features
The home at a glance
0.6 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,092 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,092/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $320K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 517 DOWLING CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$156,000
610 TARRSON BOULEVARD
2 bd · 1 ba · 828 sqft · $188/sqft · 50 DOM
Sold · Sep ’26$165,000
1222 ZAPATA PLACE
2 bd · 1 ba · 936 sqft · $176/sqft · 103 DOM
Sold · Dec ’25$175,000
1209 MARIA COURT
2 bd · 2 ba · 1,014 sqft · $173/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 517 DOWLING CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 517 DOWLING CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
517 DOWLING CIRCLE FAQs
What would the monthly payment be for 517 DOWLING CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,092/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 517 DOWLING CIRCLE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 517 DOWLING CIRCLE?+
The most recent tax bill on record (2025) was $1,625. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 517 DOWLING CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $110,000, this home is listed about 68% below the Lady Lake median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 517 DOWLING CIRCLE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MY FLORIDA REAL ESTATE CONNECTION · Elizabeth Izquierdo. MLS #G5116807.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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