16529 ORANGE AVENUE, UMATILLA, FL, 32784
Active31 days on marketListed Aug 22, 2026MLS #G5116818
About this home
16529 ORANGE AVENUE
Virtually Staged. Welcome home to peaceful Umatilla living with room to spread out! Situated on just over half an acre in an established neighborhood with NO HOA, this 3-bedroom, 2.5-bath home offers the space and flexibility you’ve been searching for—both inside and out. Step through the front door into the foyer and immediately discover the impressive 18' x 29' great room, featuring wood floors and plenty of space for relaxing, entertaining, and gathering with family and friends. Just off the great room, the indoor laundry room provides additional space for storage and everyday organization. At the front of the home, the kitchen features a casual eating area and convenient closet pantry. Down the hallway, you’ll find a full guest bathroom with a tub/shower combination along with two comfortable secondary bedrooms. Tucked toward the back of the home for added privacy, the primary bedroom includes its own full bathroom with a tub/shower combination. One of the home's best features is waiting outside! From the great room, step into the enclosed lanai overlooking the oversized backyard. With just over half an acre, there’s plenty of room to create the outdoor space you’ve been dreaming about—plant fruit trees, start a garden, create a play area, or simply enjoy having extra room without the restrictions of an HOA. Located just outside Umatilla, you can enjoy the relaxed feel of small-town living while remaining close to local shopping, dining, schools, and everyday conveniences. The home is approximately 38 miles from Orlando and 49 miles from Daytona Beach, putting Central Florida attractions and the coast within reach. If you’ve been searching for a home with a large lot, NO HOA, spacious living area, enclosed lanai, and plenty of possibilities, this one deserves a spot on your must-see list. Schedule your private showing and come see the potential for yourself! All information is deemed reliable but is not guaranteed and should be independently verified by buyers. Room measurements are approximate and should be verified by buyers.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,659
Sqft
0.53 ac
Lot size
1
Garage
1980
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,261 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,261/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs N/A
$178 vs $284
Days on market
31 vs 47 typical
Where $178/sqft sits among the 225 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $328K
Umatilla median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
119 of 225
N/A have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 16529 ORANGE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$250,000
280 OVEROCKER CIRCLE · same community
5 bd · 2 ba · 1,636 sqft · $153/sqft · 10 DOM
Sold · Dec ’25$299,255
4230 NORTH ROAD · same community
2 bd · 2 ba · 1,704 sqft · $176/sqft · 32 DOM
Sold · Dec ’25$388,750
2103 NW 142ND AVENUE · same community
3 bd · 2 ba · 1,728 sqft · $225/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 16529 ORANGE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16529 ORANGE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16529 ORANGE AVENUE FAQs
What would the monthly payment be for 16529 ORANGE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,261/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16529 ORANGE AVENUE?+
The most recent tax bill on record (2025) was $2,806. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Umatilla?+
At $295,000, this home is listed about 23% below the Umatilla median of $384,900. The market section on this page shows how the area is trending.
Which schools are assigned to 16529 ORANGE AVENUE?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PATTERSON REALTY · Janice Patterson. MLS #G5116818.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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